diff --git a/PaymentTransactions/authorize-credit-card.rb b/PaymentTransactions/authorize-credit-card.rb
index 2711a73..54cd3c6 100644
--- a/PaymentTransactions/authorize-credit-card.rb
+++ b/PaymentTransactions/authorize-credit-card.rb
@@ -15,7 +15,7 @@ def authorize_credit_card()
     request.transactionRequest = TransactionRequestType.new()
     request.transactionRequest.amount = ((SecureRandom.random_number + 1 ) * 150 ).round(2)
     request.transactionRequest.payment = PaymentType.new
-    request.transactionRequest.payment.creditCard = CreditCardType.new("4242424242424242","0220","123")
+    request.transactionRequest.payment.creditCard = CreditCardType.new("4242424242424242","0728","123")
     request.transactionRequest.customer = CustomerDataType.new(CustomerTypeEnum::Individual,"CUST-1234","bmc@mail.com",DriversLicenseType.new("DrivLicenseNumber123","WA","05/05/1990"),"123456789")
     request.transactionRequest.billTo = CustomerAddressType.new("firstNameBT","lastNameBT","companyBT","addressBT","New York","NY",
           "10010","USA","2121111111","2121111111")
diff --git a/PaymentTransactions/capture-funds-authorized-through-another-channel.rb b/PaymentTransactions/capture-funds-authorized-through-another-channel.rb
index a8263cb..fc93802 100644
--- a/PaymentTransactions/capture-funds-authorized-through-another-channel.rb
+++ b/PaymentTransactions/capture-funds-authorized-through-another-channel.rb
@@ -15,7 +15,7 @@ def capture_funds_authorized_through_another_channel()
     request.transactionRequest = TransactionRequestType.new()
     request.transactionRequest.amount = ((SecureRandom.random_number + 1 ) * 150 ).round(2)
     request.transactionRequest.payment = PaymentType.new
-    request.transactionRequest.payment.creditCard = CreditCardType.new('4111111111111111','0718') 
+    request.transactionRequest.payment.creditCard = CreditCardType.new('4111111111111111','0728') 
     request.transactionRequest.transactionType = TransactionTypeEnum::CaptureOnlyTransaction
     request.transactionRequest.authCode = "ROHNFQ"
     
diff --git a/PaymentTransactions/capture-previously-authorized-amount.rb b/PaymentTransactions/capture-previously-authorized-amount.rb
index 351db83..0fbe16c 100644
--- a/PaymentTransactions/capture-previously-authorized-amount.rb
+++ b/PaymentTransactions/capture-previously-authorized-amount.rb
@@ -17,7 +17,7 @@ def capture_previously_authorized_amount()
     random_amount = ((SecureRandom.random_number + 1 ) * 150 ).round(2)
     request.transactionRequest.amount = random_amount
     request.transactionRequest.payment = PaymentType.new
-    request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0220','123') 
+    request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0728','123') 
     request.transactionRequest.transactionType = TransactionTypeEnum::AuthOnlyTransaction
     
     response = transaction.create_transaction(request)
diff --git a/PaymentTransactions/charge-credit-card.rb b/PaymentTransactions/charge-credit-card.rb
index 8ab6e18..06f4318 100644
--- a/PaymentTransactions/charge-credit-card.rb
+++ b/PaymentTransactions/charge-credit-card.rb
@@ -15,7 +15,7 @@ def charge_credit_card()
     request.transactionRequest = TransactionRequestType.new()
     request.transactionRequest.amount = ((SecureRandom.random_number + 1 ) * 150 ).round(2)
     request.transactionRequest.payment = PaymentType.new
-    request.transactionRequest.payment.creditCard = CreditCardType.new("4242424242424242","0220","123") 
+    request.transactionRequest.payment.creditCard = CreditCardType.new("4242424242424242","0728","123") 
     request.transactionRequest.customer = CustomerDataType.new(CustomerTypeEnum::Individual,"CUST-1234","bmc@mail.com",DriversLicenseType.new("DrivLicenseNumber123","WA","05/05/1990"),"123456789")
     request.transactionRequest.billTo = CustomerAddressType.new("firstNameBT","lastNameBT","companyBT","addressBT","New York","NY",
           "10010","USA","2121111111","2121111111")
diff --git a/PaymentTransactions/charge-tokenized-credit-card.rb b/PaymentTransactions/charge-tokenized-credit-card.rb
index 993003b..ebf0ea0 100644
--- a/PaymentTransactions/charge-tokenized-credit-card.rb
+++ b/PaymentTransactions/charge-tokenized-credit-card.rb
@@ -16,7 +16,7 @@ def charge_tokenized_credit_card()
     request.transactionRequest.transactionType = TransactionTypeEnum::AuthCaptureTransaction
     request.transactionRequest.amount = ((SecureRandom.random_number + 1 ) * 150 ).round(2)
     request.transactionRequest.payment = PaymentType.new
-    request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0220','123',nil,"EjRWeJASNFZ4kBI0VniQEjRWeJA=") 
+    request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0728','123',nil,"EjRWeJASNFZ4kBI0VniQEjRWeJA=") 
     request.transactionRequest.order = OrderType.new("invoiceNumber#{(SecureRandom.random_number*1000000).round(0)}","Order Description")    
     
     response = transaction.create_transaction(request)
diff --git a/PaymentTransactions/credit-bank-account.rb b/PaymentTransactions/credit-bank-account.rb
index 8cdd761..8e238ac 100644
--- a/PaymentTransactions/credit-bank-account.rb
+++ b/PaymentTransactions/credit-bank-account.rb
@@ -15,7 +15,9 @@ def credit_bank_account()
     request.transactionRequest = TransactionRequestType.new()
     request.transactionRequest.amount = ((SecureRandom.random_number + 1 ) * 15 ).round(2)
     request.transactionRequest.payment = PaymentType.new
-    request.transactionRequest.payment.bankAccount = BankAccountType.new('checking','125008547','1234567890', 'John Doe','PPD','Wells Fargo Bank NA','101') 
+	#Generate random bank account number
+	randomAccountNumber= Random.rand(100000000..9999999999).to_s;
+    request.transactionRequest.payment.bankAccount = BankAccountType.new('checking', '122000661', "'#{randomAccountNumber}'", 'John Doe','PPD','Wells Fargo Bank NA','101') 
     request.transactionRequest.transactionType = TransactionTypeEnum::RefundTransaction
     
     response = transaction.create_transaction(request)
diff --git a/PaymentTransactions/debit-bank-account.rb b/PaymentTransactions/debit-bank-account.rb
index 55221e1..e15cc45 100644
--- a/PaymentTransactions/debit-bank-account.rb
+++ b/PaymentTransactions/debit-bank-account.rb
@@ -15,7 +15,9 @@ def debit_bank_account()
     request.transactionRequest = TransactionRequestType.new()
     request.transactionRequest.amount = ((SecureRandom.random_number + 1 ) * 15 ).round(2)
     request.transactionRequest.payment = PaymentType.new
-    request.transactionRequest.payment.bankAccount = BankAccountType.new('checking','125008547','1234567890', 'John Doe','WEB','Wells Fargo Bank NA','101') 
+	#Generate random bank account number
+	randomAccountNumber= Random.rand(100000000..9999999999).to_s;
+    request.transactionRequest.payment.bankAccount = BankAccountType.new('checking','122000661',"'#{randomAccountNumber}'", 'John Doe','WEB','Wells Fargo Bank NA','101') 
     request.transactionRequest.transactionType = TransactionTypeEnum::AuthCaptureTransaction
     request.transactionRequest.order = OrderType.new("invoiceNumber#{(SecureRandom.random_number*1000000).round(0)}","Order Description")    
 
diff --git a/PaymentTransactions/void-transaction.rb b/PaymentTransactions/void-transaction.rb
index 632ef93..070ead2 100644
--- a/PaymentTransactions/void-transaction.rb
+++ b/PaymentTransactions/void-transaction.rb
@@ -15,7 +15,7 @@ def void_transaction()
     request.transactionRequest = TransactionRequestType.new()
     request.transactionRequest.amount = ((SecureRandom.random_number + 1 ) * 150 ).round(2)
     request.transactionRequest.payment = PaymentType.new
-    request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0220','123') 
+    request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0728','123') 
     request.transactionRequest.transactionType = TransactionTypeEnum::AuthCaptureTransaction
     
     response = transaction.create_transaction(request)
diff --git a/RecurringBilling/create-subscription.rb b/RecurringBilling/create-subscription.rb
index 04d78da..4d73b1e 100644
--- a/RecurringBilling/create-subscription.rb
+++ b/RecurringBilling/create-subscription.rb
@@ -25,7 +25,7 @@ def create_Subscription()
     request.subscription.amount = random_amount
     request.subscription.trialAmount = 0.00
     request.subscription.payment = PaymentType.new
-    request.subscription.payment.creditCard = CreditCardType.new('4111111111111111','0120','123')
+    request.subscription.payment.creditCard = CreditCardType.new('4111111111111111','0728','123')
 
     request.subscription.order = OrderType.new('invoiceNumber123','description123')
     request.subscription.customer = CustomerType.new(CustomerTypeEnum::Individual,'custId1','a@a.com')