diff --git a/src/libs/API/parameters/ImportPlaidAccountsParams.ts b/src/libs/API/parameters/ImportPlaidAccountsParams.ts
index 12a1c231bca1..17c722d5e5ab 100644
--- a/src/libs/API/parameters/ImportPlaidAccountsParams.ts
+++ b/src/libs/API/parameters/ImportPlaidAccountsParams.ts
@@ -6,6 +6,7 @@ type ImportPlaidAccountsParams = {
     domainName: string;
     plaidAccounts: string;
     plaidAccessToken?: string;
+    domainAccountID?: string;
 };
 
 export default ImportPlaidAccountsParams;
diff --git a/src/libs/actions/Plaid.ts b/src/libs/actions/Plaid.ts
index d432f47e9362..71a8cc08623d 100644
--- a/src/libs/actions/Plaid.ts
+++ b/src/libs/actions/Plaid.ts
@@ -150,6 +150,7 @@ function importPlaidAccounts(
     domainName: string,
     plaidAccounts: string,
     plaidAccessToken: string | undefined,
+    domainAccountID?: number,
 ) {
     const parameters: ImportPlaidAccountsParams = {
         publicToken,
@@ -159,6 +160,10 @@ function importPlaidAccounts(
         domainName,
         plaidAccounts,
         plaidAccessToken,
+        // When repairing a feed that originated from a Classic domain-level connection surfaced into a workspace,
+        // forward the originating domain's account ID so the server refreshes credentials on the feed the broken
+        // cards actually belong to instead of the synthetic workspace-policy domain.
+        ...(domainAccountID ? {domainAccountID: String(domainAccountID)} : {}),
     };
 
     const onyxData = {
diff --git a/src/pages/workspace/companyCards/BankConnection/index.native.tsx b/src/pages/workspace/companyCards/BankConnection/index.native.tsx
index 2ffa45766fea..22fc2ccfbb21 100644
--- a/src/pages/workspace/companyCards/BankConnection/index.native.tsx
+++ b/src/pages/workspace/companyCards/BankConnection/index.native.tsx
@@ -120,17 +120,26 @@ function BankConnection({policyID, feed, title}: BankConnectionProps) {
         }
 
         // Handle assign card flow
-        if (feed && !isFeedExpired) {
-            if (isFeedConnectionBroken) {
-                updateBrokenConnection();
-                Navigation.goBack(ROUTES.WORKSPACE_COMPANY_CARDS.getRoute(policyID));
+        if (feed) {
+            if (!isFeedExpired) {
+                if (isFeedConnectionBroken) {
+                    updateBrokenConnection();
+                    Navigation.goBack(ROUTES.WORKSPACE_COMPANY_CARDS.getRoute(policyID));
+                    return;
+                }
+                setAssignCardStepAndData({
+                    currentStep: assignCard?.cardToAssign?.dateOption ? CONST.COMPANY_CARD.STEP.CONFIRMATION : CONST.COMPANY_CARD.STEP.ASSIGNEE,
+                    isEditing: false,
+                });
+                return;
+            }
+            // Repairing an existing Plaid feed: PlaidConnectionStep already fired importPlaidAccounts with the
+            // prefixed feed + domainAccountID. Don't queue a second import from the bare institutionId here (it would
+            // miss the `plaid.` prefix and take the server's create-new-feed branch, duplicating the feed). This
+            // mirrors the web effect, which returns for a still-expired Plaid feed.
+            if (isPlaid) {
                 return;
             }
-            setAssignCardStepAndData({
-                currentStep: assignCard?.cardToAssign?.dateOption ? CONST.COMPANY_CARD.STEP.CONFIRMATION : CONST.COMPANY_CARD.STEP.ASSIGNEE,
-                isEditing: false,
-            });
-            return;
         }
 
         // Handle add new card flow
diff --git a/src/pages/workspace/companyCards/addNew/PlaidConnectionStep.tsx b/src/pages/workspace/companyCards/addNew/PlaidConnectionStep.tsx
index 316f9f49532d..d80d849b443b 100644
--- a/src/pages/workspace/companyCards/addNew/PlaidConnectionStep.tsx
+++ b/src/pages/workspace/companyCards/addNew/PlaidConnectionStep.tsx
@@ -11,6 +11,7 @@ import useOnyx from '@hooks/useOnyx';
 import useThemeStyles from '@hooks/useThemeStyles';
 
 import {setAddNewCompanyCardStepAndData, setAssignCardStepAndData} from '@libs/actions/CompanyCards';
+import {splitCardFeedWithDomainID} from '@libs/CardUtils';
 import getPlaidOAuthReceivedRedirectURI from '@libs/getPlaidOAuthReceivedRedirectURI';
 import KeyboardShortcut from '@libs/KeyboardShortcut';
 import Log from '@libs/Log';
@@ -141,14 +142,18 @@ function PlaidConnectionStep({feed, policyID, onExit, title}: PlaidConnectionSte
 
                         if (feed) {
                             if (plaidConnectedFeed && addNewCard?.data?.selectedCountry && plaidConnectedFeedName) {
+                                // Repairing an existing feed: send the existing `feed` (which keeps its `plaid.` prefix and
+                                // originating `#domainID`) rather than the freshly-derived bare institution ID, so the server
+                                // takes its repair branch and refreshes the existing feed instead of minting a duplicate.
                                 importPlaidAccounts(
                                     publicToken,
-                                    plaidConnectedFeed,
+                                    feed,
                                     plaidConnectedFeedName,
                                     addNewCard.data.selectedCountry,
                                     getDomainNameForPolicy(policyID),
                                     JSON.stringify(metadata?.accounts),
                                     '',
+                                    splitCardFeedWithDomainID(feed)?.domainID,
                                 );
                             }
                             setAssignCardStepAndData({