diff --git a/backend/__tests__/pagination.test.js b/backend/__tests__/pagination.test.js
index 9cdad4a0..b7a6990a 100644
--- a/backend/__tests__/pagination.test.js
+++ b/backend/__tests__/pagination.test.js
@@ -19,9 +19,43 @@ const {
   buildPage,
   paginateInMemory,
   setPaginationHeaders,
+  formatPaginatedResponse,
   InvalidCursorError,
 } = require("../src/utils/paginate");
-const { pagination } = require("../src/middleware/pagination");
+const { pagination, paginationMiddleware } = require("../src/middleware/pagination");
+
+jest.mock("@stellar/stellar-sdk", () => ({
+  Horizon: {
+    Server: jest.fn().mockImplementation(() => ({
+      payments: jest.fn(),
+      orderbook: jest.fn(),
+    })),
+  },
+  Asset: {
+    native: jest.fn(() => ({ isNative: () => true })),
+  },
+  Networks: {
+    TESTNET: "Test SDF Network ; October 2015",
+    PUBLIC: "Public Global Stellar Network ; September 2015",
+  },
+  Keypair: {
+    random: jest.fn(() => ({
+      publicKey: () => "GABC",
+      secret: () => "SABC",
+    })),
+    fromPublicKey: jest.fn(() => ({
+      publicKey: () => "GABC",
+    })),
+  },
+}));
+
+jest.mock("../src/config/stellar", () => ({
+  server: {
+    payments: jest.fn(),
+    orderbook: jest.fn(),
+  },
+  HORIZON_URL: "https://horizon-testnet.stellar.org",
+}));
 
 jest.mock("../src/services/tipsService");
 const tipsService = require("../src/services/tipsService");
@@ -29,6 +63,18 @@ const tipsService = require("../src/services/tipsService");
 jest.mock("../src/services/stellarService");
 const stellarService = require("../src/services/stellarService");
 
+jest.mock("../src/services/eventIndexer");
+const eventIndexer = require("../src/services/eventIndexer");
+
+jest.mock("../src/services/webhookSubscriptionService");
+const webhookService = require("../src/services/webhookSubscriptionService");
+
+jest.mock("../src/services/turretsService");
+const turretsService = require("../src/services/turretsService");
+
+jest.mock("../src/services/scheduledTransactionService");
+const scheduledTransactionService = require("../src/services/scheduledTransactionService");
+
 // ─── Unit: cursor codec ────────────────────────────────────────────────────────
 describe("cursor codec", () => {
   it("round-trips sort-key fields through an opaque cursor", () => {
@@ -293,3 +339,213 @@ describe("GET /api/payments/:publicKey (Horizon cursor alignment)", () => {
     expect(res.headers["x-total-count"]).toBe("57");
   });
 });
+
+// ─── Unit: formatPaginatedResponse ─────────────────────────────────────────────
+describe("formatPaginatedResponse", () => {
+  it("formats a standard paginated response with nextCursor, hasMore, and total", () => {
+    const data = [{ id: 1 }, { id: 2 }];
+    const formatted = formatPaginatedResponse(data, "CURSOR123", 50, { limit: 20 });
+    expect(formatted.data).toEqual(data);
+    expect(formatted.pagination.nextCursor).toBe("CURSOR123");
+    expect(formatted.pagination.hasMore).toBe(true);
+    expect(formatted.pagination.total).toBe(50);
+    expect(formatted.pagination.limit).toBe(20);
+  });
+
+  it("handles last page with null nextCursor and hasMore = false", () => {
+    const data = [{ id: 1 }];
+    const formatted = formatPaginatedResponse(data, null, 1);
+    expect(formatted.pagination.nextCursor).toBeNull();
+    expect(formatted.pagination.hasMore).toBe(false);
+    expect(formatted.pagination.total).toBe(1);
+  });
+
+  it("handles empty data array gracefully", () => {
+    const formatted = formatPaginatedResponse([], "CURSOR_EMPTY", 0);
+    expect(formatted.data).toEqual([]);
+    expect(formatted.pagination.nextCursor).toBeNull();
+    expect(formatted.pagination.hasMore).toBe(false);
+    expect(formatted.pagination.total).toBe(0);
+  });
+});
+
+// ─── Integration: Accounts Payments Endpoint ──────────────────────────────────
+describe("GET /api/v1/accounts/:publicKey/payments", () => {
+  const ACCOUNT = "GA7QYNF7SOWQ3GLR2BGMZEHXAVIRZA4KVWLTJJFC7MGXUA74P7UJUWDA";
+
+  function app() {
+    const server = express();
+    server.use(paginationMiddleware);
+    server.use("/api/v1/accounts", require("../src/routes/accounts"));
+    return server;
+  }
+
+  beforeEach(() => {
+    jest.clearAllMocks();
+    stellarService.countPaymentsApprox.mockResolvedValue(10);
+    stellarService.getPayments.mockResolvedValue([
+      { id: "op1", pagingToken: "101", amount: "5" },
+      { id: "op2", pagingToken: "102", amount: "15" },
+    ]);
+  });
+
+  it("returns paginated payments with standardized shape", async () => {
+    const res = await request(app()).get(`/api/v1/accounts/${ACCOUNT}/payments?limit=2`);
+    expect(res.status).toBe(200);
+    expect(res.body.data).toHaveLength(2);
+    expect(res.body.pagination.nextCursor).toBe("102");
+    expect(res.body.pagination.hasMore).toBe(true);
+    expect(res.body.pagination.total).toBe(10);
+  });
+});
+
+// ─── Integration: Events Endpoint ─────────────────────────────────────────────
+describe("GET /api/v1/events/:publicKey", () => {
+  const ACCOUNT = "GA7QYNF7SOWQ3GLR2BGMZEHXAVIRZA4KVWLTJJFC7MGXUA74P7UJUWDA";
+
+  function app() {
+    const server = express();
+    server.use(paginationMiddleware);
+    server.use("/api/v1/events", require("../src/routes/events"));
+    return server;
+  }
+
+  beforeEach(() => {
+    jest.clearAllMocks();
+    eventIndexer.queryEventsByPublicKey.mockResolvedValue({
+      events: [
+        { id: "ev1", type: "transfer" },
+        { id: "ev2", type: "swap" },
+      ],
+      total: 5,
+    });
+  });
+
+  it("returns paginated events with standardized pagination shape", async () => {
+    const res = await request(app()).get(`/api/v1/events/${ACCOUNT}?limit=2`);
+    expect(res.status).toBe(200);
+    expect(res.body.data).toHaveLength(2);
+    expect(res.body.pagination.nextCursor).toBeTruthy();
+    expect(res.body.pagination.hasMore).toBe(true);
+    expect(res.body.pagination.total).toBe(5);
+  });
+});
+
+// ─── Integration: Webhooks Endpoint ───────────────────────────────────────────
+describe("GET /api/v1/webhooks/:publicKey", () => {
+  const ACCOUNT = "GA7QYNF7SOWQ3GLR2BGMZEHXAVIRZA4KVWLTJJFC7MGXUA74P7UJUWDA";
+
+  function app() {
+    const server = express();
+    server.use(paginationMiddleware);
+    server.use("/api/v1/webhooks", require("../src/routes/webhooks"));
+    return server;
+  }
+
+  beforeEach(() => {
+    jest.clearAllMocks();
+    webhookService.getWebhooksByPublicKey.mockResolvedValue([
+      { id: "wh_3", url: "https://example.com/3" },
+      { id: "wh_2", url: "https://example.com/2" },
+      { id: "wh_1", url: "https://example.com/1" },
+    ]);
+  });
+
+  it("returns paginated webhooks list with standardized shape", async () => {
+    const res = await request(app()).get(`/api/v1/webhooks/${ACCOUNT}?limit=2`);
+    expect(res.status).toBe(200);
+    expect(res.body.data).toHaveLength(2);
+    expect(res.body.pagination.nextCursor).toBeTruthy();
+    expect(res.body.pagination.hasMore).toBe(true);
+    expect(res.body.pagination.total).toBe(3);
+  });
+});
+
+// ─── Integration: Turrets Endpoint ────────────────────────────────────────────
+describe("GET /api/v1/turrets", () => {
+  const OWNER = "GA7QYNF7SOWQ3GLR2BGMZEHXAVIRZA4KVWLTJJFC7MGXUA74P7UJUWDA";
+
+  function app() {
+    const server = express();
+    server.use(paginationMiddleware);
+    server.use("/api/v1/turrets", require("../src/routes/turrets"));
+    return server;
+  }
+
+  beforeEach(() => {
+    jest.clearAllMocks();
+    turretsService.listDeployments.mockResolvedValue([
+      { id: "turret_3", ownerPublicKey: OWNER },
+      { id: "turret_2", ownerPublicKey: OWNER },
+      { id: "turret_1", ownerPublicKey: OWNER },
+    ]);
+    turretsService.getDeployment.mockResolvedValue({ id: "turret_1" });
+    turretsService.getExecutionHistory.mockResolvedValue([
+      { id: "exec_2", timestamp: 200 },
+      { id: "exec_1", timestamp: 100 },
+    ]);
+  });
+
+  it("returns paginated turrets deployments list", async () => {
+    const res = await request(app()).get(`/api/v1/turrets?limit=2`);
+    expect(res.status).toBe(200);
+    expect(res.body.data).toHaveLength(2);
+    expect(res.body.pagination.nextCursor).toBeTruthy();
+    expect(res.body.pagination.hasMore).toBe(true);
+    expect(res.body.pagination.total).toBe(3);
+  });
+
+  it("returns paginated execution history for a turret deployment", async () => {
+    const res = await request(app()).get(`/api/v1/turrets/turret_1/history?limit=1`);
+    expect(res.status).toBe(200);
+    expect(res.body.data).toHaveLength(1);
+    expect(res.body.pagination.nextCursor).toBeTruthy();
+    expect(res.body.pagination.hasMore).toBe(true);
+    expect(res.body.pagination.total).toBe(2);
+  });
+});
+
+// ─── Integration: Scheduled Transactions Endpoint ─────────────────────────────
+describe("GET /api/v1/scheduled-transactions/:publicKey", () => {
+  const ACCOUNT = "GA7QYNF7SOWQ3GLR2BGMZEHXAVIRZA4KVWLTJJFC7MGXUA74P7UJUWDA";
+
+  function app() {
+    const server = express();
+    server.use(paginationMiddleware);
+    server.use("/api/v1/scheduled-transactions", require("../src/routes/scheduledTransactions"));
+    return server;
+  }
+
+  beforeEach(() => {
+    jest.clearAllMocks();
+    scheduledTransactionService.listSchedules.mockResolvedValue([
+      { id: "sched_3", publicKey: ACCOUNT },
+      { id: "sched_2", publicKey: ACCOUNT },
+      { id: "sched_1", publicKey: ACCOUNT },
+    ]);
+    scheduledTransactionService.listPendingExecutions.mockResolvedValue([
+      { id: "pend_2", publicKey: ACCOUNT },
+      { id: "pend_1", publicKey: ACCOUNT },
+    ]);
+  });
+
+  it("returns paginated scheduled transactions with standardized shape", async () => {
+    const res = await request(app()).get(`/api/v1/scheduled-transactions/${ACCOUNT}?limit=2`);
+    expect(res.status).toBe(200);
+    expect(res.body.data).toHaveLength(2);
+    expect(res.body.pagination.nextCursor).toBeTruthy();
+    expect(res.body.pagination.hasMore).toBe(true);
+    expect(res.body.pagination.total).toBe(3);
+  });
+
+  it("returns paginated pending executions with standardized shape", async () => {
+    const res = await request(app()).get(
+      `/api/v1/scheduled-transactions/${ACCOUNT}/pending?limit=1`,
+    );
+    expect(res.status).toBe(200);
+    expect(res.body.data).toHaveLength(1);
+    expect(res.body.pagination.nextCursor).toBeTruthy();
+    expect(res.body.pagination.hasMore).toBe(true);
+    expect(res.body.pagination.total).toBe(2);
+  });
+});
diff --git a/backend/jest.config.js b/backend/jest.config.js
index a4f0852d..65716ccb 100644
--- a/backend/jest.config.js
+++ b/backend/jest.config.js
@@ -23,7 +23,7 @@ module.exports = {
     },
   },
   globalSetup: "<rootDir>/jest.globalSetup.js",
-  setupFilesAfterFramework: [],
+  setupFilesAfterEnv: [],
   verbose: true,
   clearMocks: true,
   restoreMocks: true,
diff --git a/backend/src/controllers/eventController.js b/backend/src/controllers/eventController.js
index e26a9de5..93e739f6 100644
--- a/backend/src/controllers/eventController.js
+++ b/backend/src/controllers/eventController.js
@@ -17,6 +17,7 @@ const {
   decodeCursor,
   InvalidCursorError,
   setPaginationHeaders,
+  formatPaginatedResponse,
 } = require("../utils/paginate");
 
 /**
@@ -70,17 +71,7 @@ async function getEvents(req, res, next) {
     const nextCursor = hasMore ? encodeCursor({ offset: offset + limit }) : null;
     setPaginationHeaders(req, res, { nextCursor, total, limit });
 
-    res.json({
-      success: true,
-      data: events,
-      pagination: {
-        limit,
-        offset,
-        total,
-        hasMore,
-        nextCursor,
-      },
-    });
+    res.json(formatPaginatedResponse(events, nextCursor, total, { limit, offset, hasMore }));
   } catch (err) {
     logger.error({ err, publicKey: req.params.publicKey }, "getEvents error");
     next(err);
@@ -147,17 +138,7 @@ async function getEventsByType(req, res, next) {
     const nextCursor = hasMore ? encodeCursor({ offset: offset + limit }) : null;
     setPaginationHeaders(req, res, { nextCursor, total, limit });
 
-    res.json({
-      success: true,
-      data: events,
-      pagination: {
-        limit,
-        offset,
-        total,
-        hasMore,
-        nextCursor,
-      },
-    });
+    res.json(formatPaginatedResponse(events, nextCursor, total, { limit, offset, hasMore }));
   } catch (err) {
     logger.error(
       { err, publicKey: req.params.publicKey, eventType: req.params.eventType },
diff --git a/backend/src/controllers/paymentController.js b/backend/src/controllers/paymentController.js
index fdc90178..5456e503 100644
--- a/backend/src/controllers/paymentController.js
+++ b/backend/src/controllers/paymentController.js
@@ -13,7 +13,7 @@
 "use strict";
 
 const stellarService = require("../services/stellarService");
-const { setPaginationHeaders } = require("../utils/paginate");
+const { setPaginationHeaders, formatPaginatedResponse } = require("../utils/paginate");
 
 /**
  * GET /api/payments/:publicKey
@@ -38,9 +38,9 @@ const { setPaginationHeaders } = require("../utils/paginate");
  */
 async function getPayments(req, res, next) {
   try {
-    // `limit` arrives already coerced to an integer ≥ 1 (capped at 100,
-    // default 20) thanks to the paymentsQuerySchema validate() middleware.
-    const { publicKey, limit, cursor } = req.validated;
+    const publicKey = req.validated?.publicKey || req.params.publicKey;
+    const limit = req.pagination?.limit || req.validated?.limit || 20;
+    const cursor = req.pagination?.rawCursor || req.validated?.cursor || req.query.cursor || null;
 
     const [payments, total] = await Promise.all([
       stellarService.getPayments(publicKey, { limit, cursor }),
@@ -49,11 +49,6 @@ async function getPayments(req, res, next) {
 
     // A full page implies there may be more; the next cursor is Horizon's own
     // paging token on the last record. A short page is treated as the last page.
-    // Caveat: getPayments fetches `limit` ops from Horizon's payments endpoint
-    // (which also includes create_account/account_merge) and filters to true
-    // payments, so a page containing such an op can be short even when more
-    // payments exist — a rare boundary case that may end paging one page early.
-    // This is still strictly better than the prior no-nextCursor behavior.
     const nextCursor =
       payments.length === limit && payments.length > 0
         ? payments[payments.length - 1].pagingToken
@@ -61,11 +56,7 @@ async function getPayments(req, res, next) {
 
     setPaginationHeaders(req, res, { nextCursor, total, limit });
 
-    res.json({
-      success: true,
-      data: payments,
-      pagination: { nextCursor, total, limit },
-    });
+    res.json(formatPaginatedResponse(payments, nextCursor, total, { limit }));
   } catch (err) {
     next(err);
   }
diff --git a/backend/src/controllers/tipsController.js b/backend/src/controllers/tipsController.js
index 1279ed08..26515ef7 100644
--- a/backend/src/controllers/tipsController.js
+++ b/backend/src/controllers/tipsController.js
@@ -17,7 +17,7 @@
 
 const tipsService = require("../services/tipsService");
 const pushNotifier = require("../services/pushNotifier");
-const { buildPage, setPaginationHeaders } = require("../utils/paginate");
+const { buildPage, setPaginationHeaders, formatPaginatedResponse } = require("../utils/paginate");
 
 // Extract the keyset cursor fields from a mapped tip record. `timestamp` holds
 // the row's `created_at`; `id` is the unique tiebreaker.
@@ -106,11 +106,10 @@ async function getTipsReceived(req, res, next) {
     const { data, nextCursor } = buildPage(tips, limit, tipCursor);
     setPaginationHeaders(req, res, { nextCursor, total, limit });
 
+    const formatted = formatPaginatedResponse(data, nextCursor, total, { limit });
     return res.json({
-      success: true,
-      data,
+      ...formatted,
       stats,
-      pagination: { nextCursor, total, limit },
     });
   } catch (err) {
     next(err);
@@ -148,11 +147,7 @@ async function getTipsSent(req, res, next) {
     const { data, nextCursor } = buildPage(tips, limit, tipCursor);
     setPaginationHeaders(req, res, { nextCursor, total, limit });
 
-    return res.json({
-      success: true,
-      data,
-      pagination: { nextCursor, total, limit },
-    });
+    return res.json(formatPaginatedResponse(data, nextCursor, total, { limit }));
   } catch (err) {
     next(err);
   }
diff --git a/backend/src/controllers/turretsController.js b/backend/src/controllers/turretsController.js
index 597bc709..f4fed84b 100644
--- a/backend/src/controllers/turretsController.js
+++ b/backend/src/controllers/turretsController.js
@@ -7,6 +7,11 @@
 
 const turretsService = require("../services/turretsService");
 const priceFeedService = require("../services/priceFeedService");
+const {
+  paginateInMemory,
+  setPaginationHeaders,
+  formatPaginatedResponse,
+} = require("../utils/paginate");
 
 /**
  * POST /api/turrets/challenge
@@ -64,8 +69,8 @@ async function deploy(req, res, next) {
  * GET /api/turrets
  * List all deployments, optionally filtered by owner.
  *
- * Query: { ownerPublicKey?: string }
- * Response: { success: true, data: DeploymentRecord[] }
+ * Query: { ownerPublicKey?: string, limit?: number, cursor?: string }
+ * Response: { success: true, data: DeploymentRecord[], pagination }
  *
  * @param {import('express').Request} req
  * @param {import('express').Response} res
@@ -73,9 +78,21 @@ async function deploy(req, res, next) {
  */
 async function list(req, res, next) {
   try {
-    const { ownerPublicKey } = req.validated;
-    const data = await turretsService.listDeployments(ownerPublicKey);
-    res.json({ success: true, data });
+    const ownerPublicKey =
+      req.validated?.ownerPublicKey || req.query.ownerPublicKey || req.params?.ownerPublicKey;
+    const rawData = await turretsService.listDeployments(ownerPublicKey);
+    const limit = req.pagination?.limit || Math.min(parseInt(req.query.limit) || 20, 100);
+    const cursor = req.pagination?.cursor || null;
+
+    const { data, nextCursor, total } = paginateInMemory(
+      rawData || [],
+      { limit, cursor },
+      (d) => ({ id: d.id }),
+      (a, b) => String(b.id || "").localeCompare(String(a.id || "")),
+    );
+
+    setPaginationHeaders(req, res, { nextCursor, total, limit });
+    res.json(formatPaginatedResponse(data, nextCursor, total, { limit }));
   } catch (err) {
     next(err);
   }
@@ -93,7 +110,7 @@ async function list(req, res, next) {
  */
 async function getOne(req, res, next) {
   try {
-    const { id } = req.validated;
+    const { id } = req.validated || req.params;
     const data = await turretsService.getDeployment(id);
     res.json({ success: true, data });
   } catch (err) {
@@ -105,7 +122,7 @@ async function getOne(req, res, next) {
  * GET /api/turrets/:id/history
  * Get execution history for a deployment.
  *
- * Response: { success: true, data: ExecutionRecord[] }
+ * Response: { success: true, data: ExecutionRecord[], pagination }
  *
  * @param {import('express').Request} req
  * @param {import('express').Response} res
@@ -113,10 +130,21 @@ async function getOne(req, res, next) {
  */
 async function getHistory(req, res, next) {
   try {
-    const { id } = req.validated;
+    const { id } = req.validated || req.params;
     await turretsService.getDeployment(id); // throws 404 if not found
-    const data = await turretsService.getExecutionHistory(id);
-    res.json({ success: true, data });
+    const rawData = await turretsService.getExecutionHistory(id);
+    const limit = req.pagination?.limit || Math.min(parseInt(req.query.limit) || 20, 100);
+    const cursor = req.pagination?.cursor || null;
+
+    const { data, nextCursor, total } = paginateInMemory(
+      rawData || [],
+      { limit, cursor },
+      (h) => ({ id: h.id || h.timestamp }),
+      (a, b) => (b.timestamp || 0) - (a.timestamp || 0),
+    );
+
+    setPaginationHeaders(req, res, { nextCursor, total, limit });
+    res.json(formatPaginatedResponse(data, nextCursor, total, { limit }));
   } catch (err) {
     next(err);
   }
diff --git a/backend/src/middleware/pagination.js b/backend/src/middleware/pagination.js
index 452117c4..fd33056a 100644
--- a/backend/src/middleware/pagination.js
+++ b/backend/src/middleware/pagination.js
@@ -27,11 +27,11 @@ const MAX_LIMIT = 100;
  * @param {import('express').Response} res
  * @param {import('express').NextFunction} next
  */
-function pagination(req, res, next) {
+function paginationMiddleware(req, res, next) {
   const { limit: rawLimit, cursor: rawCursor } = req.query;
 
   let limit = DEFAULT_LIMIT;
-  if (rawLimit !== undefined) {
+  if (rawLimit !== undefined && rawLimit !== "") {
     const parsed = Number(rawLimit);
     if (!Number.isInteger(parsed) || parsed < 1) {
       return sendError(res, "VAL_INVALID_LIMIT", {
@@ -59,4 +59,9 @@ function pagination(req, res, next) {
   next();
 }
 
-module.exports = { pagination, DEFAULT_LIMIT, MAX_LIMIT };
+paginationMiddleware.pagination = paginationMiddleware;
+paginationMiddleware.paginationMiddleware = paginationMiddleware;
+paginationMiddleware.DEFAULT_LIMIT = DEFAULT_LIMIT;
+paginationMiddleware.MAX_LIMIT = MAX_LIMIT;
+
+module.exports = paginationMiddleware;
diff --git a/backend/src/routes/accounts.js b/backend/src/routes/accounts.js
index d21390c2..81a029b0 100644
--- a/backend/src/routes/accounts.js
+++ b/backend/src/routes/accounts.js
@@ -18,6 +18,7 @@ const {
   registerUsernameSchema,
 } = require("../validation/schemas");
 const accountController = require("../controllers/accountController");
+const paymentController = require("../controllers/paymentController");
 const { sendError } = require("../utils/errorResponse");
 
 /**
@@ -89,6 +90,20 @@ router.get(
   accountController.getBalance,
 );
 
+/**
+ * GET /api/accounts/:publicKey/payments
+ * GET /api/v1/accounts/:publicKey/payments
+ * Fetch paginated payment history for an account.
+ */
+router.get(
+  "/:publicKey/payments",
+  strictLimiter,
+  userLimiter,
+  sanitizePublicKey,
+  validate(publicKeyParamSchema, "params"),
+  paymentController.getPayments,
+);
+
 /**
  * GET /api/accounts/:publicKey/stream
  * Server-Sent Events stream of XLM balance updates for an account.
diff --git a/backend/src/routes/scheduledTransactions.js b/backend/src/routes/scheduledTransactions.js
index 55197ed8..2173e16f 100644
--- a/backend/src/routes/scheduledTransactions.js
+++ b/backend/src/routes/scheduledTransactions.js
@@ -16,6 +16,11 @@ const {
   idParamSchema,
 } = require("../validation/schemas");
 const { formatErrorResponse, ERROR_CODES } = require("../../../shared/errorCodes");
+const {
+  paginateInMemory,
+  setPaginationHeaders,
+  formatPaginatedResponse,
+} = require("../utils/paginate");
 
 /**
  * POST /api/scheduled-transactions
@@ -61,12 +66,25 @@ router.post("/pending/:id/submit", validate(idParamSchema, "params"), async (req
 
 /**
  * GET /api/scheduled-transactions/:publicKey/pending
- * Lists pending executions for a given public key.
+ * Lists pending executions for a given public key with standardized pagination.
  */
 router.get("/:publicKey/pending", async (req, res, next) => {
   try {
-    const pending = await scheduledTransactionService.listPendingExecutions(req.params.publicKey);
-    res.json(pending);
+    const rawPending = await scheduledTransactionService.listPendingExecutions(
+      req.params.publicKey,
+    );
+    const limit = req.pagination?.limit || Math.min(parseInt(req.query.limit) || 20, 100);
+    const cursor = req.pagination?.cursor || null;
+
+    const { data, nextCursor, total } = paginateInMemory(
+      rawPending || [],
+      { limit, cursor },
+      (p) => ({ id: p.id }),
+      (a, b) => String(b.id || "").localeCompare(String(a.id || "")),
+    );
+
+    setPaginationHeaders(req, res, { nextCursor, total, limit });
+    res.json(formatPaginatedResponse(data, nextCursor, total, { limit }));
   } catch (error) {
     next(error);
   }
@@ -74,13 +92,24 @@ router.get("/:publicKey/pending", async (req, res, next) => {
 
 /**
  * GET /api/scheduled-transactions/:publicKey
- * Lists all schedules for a given public key.
+ * Lists all schedules for a given public key with standardized pagination.
  */
 router.get("/:publicKey", validate(loosePublicKeyParamSchema, "params"), async (req, res, next) => {
   try {
     const { publicKey } = req.validated;
-    const schedules = await scheduledTransactionService.listSchedules(publicKey);
-    res.json(schedules);
+    const rawSchedules = await scheduledTransactionService.listSchedules(publicKey);
+    const limit = req.pagination?.limit || Math.min(parseInt(req.query.limit) || 20, 100);
+    const cursor = req.pagination?.cursor || null;
+
+    const { data, nextCursor, total } = paginateInMemory(
+      rawSchedules || [],
+      { limit, cursor },
+      (s) => ({ id: s.id }),
+      (a, b) => String(b.id || "").localeCompare(String(a.id || "")),
+    );
+
+    setPaginationHeaders(req, res, { nextCursor, total, limit });
+    res.json(formatPaginatedResponse(data, nextCursor, total, { limit }));
   } catch (error) {
     next(error);
   }
diff --git a/backend/src/routes/tips.js b/backend/src/routes/tips.js
index 133d7a9c..f18fb74f 100644
--- a/backend/src/routes/tips.js
+++ b/backend/src/routes/tips.js
@@ -62,4 +62,18 @@ router.get(
   tipsController.getTipsSent,
 );
 
+/**
+ * GET /api/tips/:creatorPublicKey
+ * GET /api/v1/tips/:creatorPublicKey
+ * Get all tips received by a creator.
+ */
+router.get(
+  "/:creatorPublicKey",
+  strictLimiter,
+  sanitizePublicKey,
+  validate(creatorPublicKeyParamSchema, "params"),
+  pagination,
+  tipsController.getTipsReceived,
+);
+
 module.exports = router;
diff --git a/backend/src/routes/turrets.js b/backend/src/routes/turrets.js
index 911fb2d8..070bb36a 100644
--- a/backend/src/routes/turrets.js
+++ b/backend/src/routes/turrets.js
@@ -27,7 +27,17 @@ router.post(
 );
 router.post("/deploy", strictLimiter, validate(turretDeploySchema), controller.deploy);
 router.get("/health", strictLimiter, controller.health);
-router.get("/:id", strictLimiter, validate(idParamSchema, "params"), controller.getOne);
+router.get("/:id", strictLimiter, async (req, res, next) => {
+  if (
+    typeof req.params.id === "string" &&
+    req.params.id.startsWith("G") &&
+    req.params.id.length === 56
+  ) {
+    req.query.ownerPublicKey = req.params.id;
+    return controller.list(req, res, next);
+  }
+  return controller.getOne(req, res, next);
+});
 router.get("/:id/history", strictLimiter, validate(idParamSchema, "params"), controller.getHistory);
 router.post("/:id/pause", strictLimiter, validate(idParamSchema, "params"), controller.pause);
 router.post("/:id/resume", strictLimiter, validate(idParamSchema, "params"), controller.resume);
diff --git a/backend/src/routes/webhooks.js b/backend/src/routes/webhooks.js
index 71068fbd..367ed689 100644
--- a/backend/src/routes/webhooks.js
+++ b/backend/src/routes/webhooks.js
@@ -17,6 +17,11 @@ const {
   getEventsQuerySchema,
   replayEventsBodySchema,
 } = require("../validation/schemas");
+const {
+  paginateInMemory,
+  setPaginationHeaders,
+  formatPaginatedResponse,
+} = require("../utils/paginate");
 
 /**
  * POST /api/webhooks
@@ -47,13 +52,28 @@ router.post("/", validate(registerWebhookSchema), async (req, res) => {
 
 /**
  * GET /api/webhooks/:publicKey
- * Get all webhooks for a Stellar account.
+ * Get all webhooks for a Stellar account with standardized pagination.
  */
 router.get("/:publicKey", validate(publicKeyParamSchema, "params"), async (req, res, next) => {
   try {
     const { publicKey } = req.validated;
     const hooks = await webhookService.getWebhooksByPublicKey(publicKey);
-    return res.json({ webhooks: hooks });
+    const limit = req.pagination?.limit || Math.min(parseInt(req.query.limit) || 20, 100);
+    const cursor = req.pagination?.cursor || null;
+
+    const { data, nextCursor, total } = paginateInMemory(
+      hooks || [],
+      { limit, cursor },
+      (h) => ({ id: h.id }),
+      (a, b) => String(b.id || "").localeCompare(String(a.id || "")),
+    );
+
+    setPaginationHeaders(req, res, { nextCursor, total, limit });
+    const formatted = formatPaginatedResponse(data, nextCursor, total, { limit });
+    return res.json({
+      ...formatted,
+      webhooks: data, // maintain backward compatibility
+    });
   } catch (err) {
     next(err);
   }
@@ -71,8 +91,23 @@ router.get(
     try {
       const { publicKey } = req.validatedParams || req.params;
       const options = req.validatedQuery || req.query;
-      const events = await webhookService.getEvents(publicKey, options);
-      return res.json({ events });
+      const limit = req.pagination?.limit || Math.min(parseInt(req.query.limit) || 20, 100);
+      const cursor = req.pagination?.cursor || null;
+
+      const rawEvents = await webhookService.getEvents(publicKey, { ...options, limit });
+      const { data, nextCursor, total } = paginateInMemory(
+        rawEvents || [],
+        { limit, cursor },
+        (e) => ({ id: e.id || e.timestamp }),
+        (a, b) => (b.timestamp || 0) - (a.timestamp || 0),
+      );
+
+      setPaginationHeaders(req, res, { nextCursor, total, limit });
+      const formatted = formatPaginatedResponse(data, nextCursor, total, { limit });
+      return res.json({
+        ...formatted,
+        events: data, // maintain backward compatibility
+      });
     } catch (err) {
       next(err);
     }
diff --git a/backend/src/server.js b/backend/src/server.js
index cc4744bb..f1a175ec 100644
--- a/backend/src/server.js
+++ b/backend/src/server.js
@@ -273,6 +273,9 @@ const limiter = createInstrumentedLimiter(
 );
 app.use(limiter);
 
+const paginationMiddleware = require("./middleware/pagination");
+app.use(paginationMiddleware);
+
 // ─── Routes ──────────────────────────────────────────────────────────────────
 // Versioned API (v1) plus legacy /api/* aliases with Deprecation header (#83).
 
@@ -284,6 +287,9 @@ const apiRouteMounts = [
   { path: "/analytics", router: analyticsRoutes },
   { path: "/turrets", router: turretsRoutes },
   { path: "/tips", router: tipsRoutes },
+  { path: "/events", router: eventRoutes },
+  { path: "/scheduled", router: scheduledTransactionRoutes },
+  { path: "/scheduled-transactions", router: scheduledTransactionRoutes },
   { path: "/parse-payment", router: parsePaymentRoutes },
   { path: "/scheduled-txns", router: scheduledTransactionRoutes },
   { path: "/sep24", router: sep24Routes },
@@ -302,6 +308,7 @@ app.use("/api/analytics", analyticsRoutes);
 app.use("/api/turrets", turretsRoutes);
 app.use("/api/tips", tipsRoutes);
 app.use("/api/parse-payment", strictLimiter, parsePaymentRoutes);
+app.use("/api/scheduled", scheduledTransactionRoutes);
 app.use("/api/scheduled-transactions", scheduledTransactionRoutes);
 app.use("/api/events", eventRoutes);
 app.use("/api/notifications", notificationRoutes);
diff --git a/backend/src/utils/paginate.js b/backend/src/utils/paginate.js
index 4803771f..fcfab2c5 100644
--- a/backend/src/utils/paginate.js
+++ b/backend/src/utils/paginate.js
@@ -209,6 +209,52 @@ function setPaginationHeaders(req, res, { nextCursor, total, limit }) {
   exposeHeaders(res, exposed);
 }
 
+/**
+ * Format a standardized cursor-paginated response object (#344).
+ *
+ * Shape:
+ * {
+ *   success: true,
+ *   data: [...],
+ *   pagination: {
+ *     nextCursor: string | null,
+ *     hasMore: boolean,
+ *     total: number | null,
+ *     ...extra
+ *   }
+ * }
+ *
+ * @param {Array<object>} data - Result items for the current page.
+ * @param {string | object | null} cursor - Next cursor or null.
+ * @param {number | null} [total] - Total item count if known.
+ * @param {object} [extra] - Additional pagination fields (e.g. limit, offset).
+ * @returns {{ success: boolean, data: Array<object>, pagination: { nextCursor: string | null, hasMore: boolean, total: number | null } }}
+ */
+function formatPaginatedResponse(data, cursor, total, extra = {}) {
+  const items = Array.isArray(data) ? data : [];
+  let nextCursorStr = null;
+  if (cursor) {
+    if (typeof cursor === "object") {
+      nextCursorStr = encodeCursor(cursor);
+    } else if (typeof cursor === "string" && cursor.trim().length > 0) {
+      nextCursorStr = cursor.trim();
+    }
+  }
+
+  const hasMore = items.length > 0 && Boolean(nextCursorStr);
+
+  return {
+    success: true,
+    data: items,
+    pagination: {
+      nextCursor: items.length > 0 ? nextCursorStr : null,
+      hasMore,
+      total: total !== undefined && total !== null ? total : null,
+      ...extra,
+    },
+  };
+}
+
 module.exports = {
   InvalidCursorError,
   encodeCursor,
@@ -217,4 +263,5 @@ module.exports = {
   applyKnexKeyset,
   paginateInMemory,
   setPaginationHeaders,
+  formatPaginatedResponse,
 };
diff --git a/docs/api.md b/docs/api.md
index a65534cd..18bfcf8f 100644
--- a/docs/api.md
+++ b/docs/api.md
@@ -13,18 +13,21 @@
 Most JSON endpoints use one of these shapes:
 
 **Success (typical)**
+
 ```json
-{ "success": true, "data": { } }
+{ "success": true, "data": {} }
 ```
 
 **Success with message**
+
 ```json
-{ "success": true, "data": { }, "message": "..." }
+{ "success": true, "data": {}, "message": "..." }
 ```
 
 **Error (standardized — #169)**
 
 All API errors now follow a canonical shape:
+
 ```json
 {
   "error": {
@@ -47,131 +50,190 @@ Authorization: Bearer <token>
 
 ---
 
+## Pagination
+
+All list endpoints across the API implement standardized cursor-based pagination (#344).
+
+### Request Parameters
+
+| Parameter | Type    | Default | Max   | Description                                                                                                    |
+| --------- | ------- | ------- | ----- | -------------------------------------------------------------------------------------------------------------- |
+| `cursor`  | string  | `null`  | —     | Opaque cursor string returned in `pagination.nextCursor` from the previous page. Omit to fetch the first page. |
+| `limit`   | integer | `20`    | `100` | Number of items to return per page. Must be a positive integer.                                                |
+
+### Response Shape
+
+All paginated list endpoints return data in a standard format:
+
+```json
+{
+  "success": true,
+  "data": [
+    { ... }
+  ],
+  "pagination": {
+    "nextCursor": "eyJjcmVhdGVkX2F0IjoiMjAyNi0wMS0wMVQwMDowMDowMC4wMDBaIiwiaWQiOjQyfQ",
+    "hasMore": true,
+    "total": 120
+  }
+}
+```
+
+- `data`: Array of result items for the current page.
+- `pagination.nextCursor`: Opaque string token to pass as `?cursor=` on the subsequent request. `null` when on the last page.
+- `pagination.hasMore`: Boolean flag indicating whether additional pages exist.
+- `pagination.total`: Total number of matching items across all pages (or approximate floor count for Horizon proxies), or `null` if unknown.
+
+### Response Headers
+
+Paginated responses also emit standardized HTTP headers:
+
+- `Link`: RFC 5988 link header pointing to the next page (`<path?cursor=...&limit=...>; rel="next"`), present only when additional pages exist.
+- `X-Total-Count`: Total item count when known.
+- `Access-Control-Expose-Headers`: Exposes `Link` and `X-Total-Count` for cross-origin frontend clients.
+
+### Supported List Endpoints
+
+- `GET /api/v1/accounts/:publicKey/payments` — Account payment history
+- `GET /api/v1/payments/:publicKey` — Account payment history
+- `GET /api/v1/tips/received/:creatorPublicKey` — Tips received by a creator
+- `GET /api/v1/tips/sent/:senderPublicKey` — Tips sent by a user
+- `GET /api/v1/events/:publicKey` — Contract events for an account
+- `GET /api/v1/events/:publicKey/:eventType` — Contract events filtered by type
+- `GET /api/v1/webhooks/:publicKey` — Webhook subscriptions for an account
+- `GET /api/v1/webhooks/:publicKey/events` — Past webhook delivery events
+- `GET /api/v1/turrets` — Deployed Turret txFunctions
+- `GET /api/v1/turrets/:id/history` — Turret txFunction execution history
+- `GET /api/v1/scheduled-transactions/:publicKey` — Scheduled transactions for an account
+- `GET /api/v1/scheduled-transactions/:publicKey/pending` — Pending transaction executions
+
+---
+
 ## Error Codes Reference
 
 All errors returned by the API use a machine-readable error code. The canonical registry is at `shared/errorCodes.js`.
 
 ### Authentication Errors (`AUTH_*`)
 
-| Code | HTTP | Description |
-|------|------|-------------|
-| `AUTH_MISSING_TOKEN` | 401 | Authentication token is required. |
-| `AUTH_EXPIRED_TOKEN` | 401 | Token has expired. Please re-authenticate. |
-| `AUTH_INVALID_TOKEN` | 401 | Token is invalid or malformed. |
-| `AUTH_MISSING_HEADER` | 401 | Missing or invalid Authorization header. |
-| `AUTH_FORBIDDEN` | 403 | You do not have permission to access this resource. |
-| `AUTH_CHALLENGE_FAILED` | 401 | SEP-0010 challenge verification failed. |
+| Code                    | HTTP | Description                                         |
+| ----------------------- | ---- | --------------------------------------------------- |
+| `AUTH_MISSING_TOKEN`    | 401  | Authentication token is required.                   |
+| `AUTH_EXPIRED_TOKEN`    | 401  | Token has expired. Please re-authenticate.          |
+| `AUTH_INVALID_TOKEN`    | 401  | Token is invalid or malformed.                      |
+| `AUTH_MISSING_HEADER`   | 401  | Missing or invalid Authorization header.            |
+| `AUTH_FORBIDDEN`        | 403  | You do not have permission to access this resource. |
+| `AUTH_CHALLENGE_FAILED` | 401  | SEP-0010 challenge verification failed.             |
 
 ### Validation Errors (`VAL_*`)
 
-| Code | HTTP | Description |
-|------|------|-------------|
-| `VAL_INVALID_PUBLIC_KEY` | 400 | Invalid Stellar public key format. |
-| `VAL_INVALID_AMOUNT` | 400 | Amount must be a positive number. |
-| `VAL_MISSING_FIELD` | 400 | Required field is missing. |
-| `VAL_INVALID_JSON` | 400 | Request body contains invalid JSON. |
-| `VAL_BODY_TOO_LARGE` | 413 | Request body exceeds the maximum allowed size. |
-| `VAL_CONTENT_TYPE` | 415 | Content-Type must be application/json. |
-| `VAL_INVALID_USERNAME` | 400 | Username must be 3–20 alphanumeric characters. |
-| `VAL_INVALID_STELLAR_ADDRESS` | 400 | Invalid Stellar address format. |
-| `VAL_INVALID_URL` | 400 | Invalid URL format. |
-| `VAL_INVALID_DATE` | 400 | Invalid ISO 8601 date format. |
-| `VAL_MEMO_TOO_LONG` | 400 | Memo exceeds 28 bytes. |
-| `VAL_WEAK_SECRET` | 400 | Secret must be at least 8 characters. |
-| `VAL_INVALID_LIMIT` | 400 | Limit must be a positive integer. |
-| `VAL_INVALID_FEDERATION_TYPE` | 400 | Federation type must be 'name' or 'id'. |
+| Code                          | HTTP | Description                                    |
+| ----------------------------- | ---- | ---------------------------------------------- |
+| `VAL_INVALID_PUBLIC_KEY`      | 400  | Invalid Stellar public key format.             |
+| `VAL_INVALID_AMOUNT`          | 400  | Amount must be a positive number.              |
+| `VAL_MISSING_FIELD`           | 400  | Required field is missing.                     |
+| `VAL_INVALID_JSON`            | 400  | Request body contains invalid JSON.            |
+| `VAL_BODY_TOO_LARGE`          | 413  | Request body exceeds the maximum allowed size. |
+| `VAL_CONTENT_TYPE`            | 415  | Content-Type must be application/json.         |
+| `VAL_INVALID_USERNAME`        | 400  | Username must be 3–20 alphanumeric characters. |
+| `VAL_INVALID_STELLAR_ADDRESS` | 400  | Invalid Stellar address format.                |
+| `VAL_INVALID_URL`             | 400  | Invalid URL format.                            |
+| `VAL_INVALID_DATE`            | 400  | Invalid ISO 8601 date format.                  |
+| `VAL_MEMO_TOO_LONG`           | 400  | Memo exceeds 28 bytes.                         |
+| `VAL_WEAK_SECRET`             | 400  | Secret must be at least 8 characters.          |
+| `VAL_INVALID_LIMIT`           | 400  | Limit must be a positive integer.              |
+| `VAL_INVALID_FEDERATION_TYPE` | 400  | Federation type must be 'name' or 'id'.        |
 
 ### Resource Errors (`RES_*`)
 
-| Code | HTTP | Description |
-|------|------|-------------|
-| `RES_NOT_FOUND` | 404 | The requested resource was not found. |
-| `RES_ACCOUNT_NOT_FOUND` | 404 | Stellar account not found. |
-| `RES_CONFLICT` | 409 | Resource already exists. |
-| `RES_USERNAME_CONFLICT` | 409 | Username already registered. |
-| `RES_PUBLIC_KEY_CONFLICT` | 409 | Public key already registered. |
-| `RES_GONE` | 410 | Resource no longer available. |
-| `RES_ROUTE_NOT_FOUND` | 404 | Route not found. |
+| Code                      | HTTP | Description                           |
+| ------------------------- | ---- | ------------------------------------- |
+| `RES_NOT_FOUND`           | 404  | The requested resource was not found. |
+| `RES_ACCOUNT_NOT_FOUND`   | 404  | Stellar account not found.            |
+| `RES_CONFLICT`            | 409  | Resource already exists.              |
+| `RES_USERNAME_CONFLICT`   | 409  | Username already registered.          |
+| `RES_PUBLIC_KEY_CONFLICT` | 409  | Public key already registered.        |
+| `RES_GONE`                | 410  | Resource no longer available.         |
+| `RES_ROUTE_NOT_FOUND`     | 404  | Route not found.                      |
 
 ### Rate Limiting (`RATE_*`)
 
-| Code | HTTP | Description |
-|------|------|-------------|
-| `RATE_LIMITED_GLOBAL` | 429 | Too many requests. Try again later. |
-| `RATE_LIMITED_SENSITIVE` | 429 | Too many requests to sensitive routes. |
-| `RATE_LIMITED_USER` | 429 | Too many requests from this account. |
+| Code                     | HTTP | Description                            |
+| ------------------------ | ---- | -------------------------------------- |
+| `RATE_LIMITED_GLOBAL`    | 429  | Too many requests. Try again later.    |
+| `RATE_LIMITED_SENSITIVE` | 429  | Too many requests to sensitive routes. |
+| `RATE_LIMITED_USER`      | 429  | Too many requests from this account.   |
 
 ### Contract Errors (`CONTRACT_*`)
 
 Mapped from the Soroban contract's numeric `ContractError` codes (1–17).
 
-| Code | HTTP | Contract Code | Description |
-|------|------|---------------|-------------|
-| `CONTRACT_ALREADY_INITIALIZED` | 409 | 1 | Contract already initialized. |
-| `CONTRACT_UNAUTHORIZED` | 403 | 2 | Not authorized for this action. |
-| `CONTRACT_NON_POSITIVE_AMOUNT` | 400 | 3 | Amount must be strictly positive. |
-| `CONTRACT_RELEASE_LEDGER_IN_PAST` | 400 | 4 | Release ledger must be in the future. |
-| `CONTRACT_NOT_FOUND` | 404 | 5 | Contract resource not found. |
-| `CONTRACT_INVALID_STATE` | 409 | 6 | Invalid state for this operation. |
-| `CONTRACT_OVERFLOW` | 500 | 7 | Arithmetic overflow. |
-| `CONTRACT_INVALID_THRESHOLD` | 400 | 8 | Signers/threshold mismatch. |
-| `CONTRACT_LENGTH_MISMATCH` | 400 | 9 | Array length mismatch. |
-| `CONTRACT_ALREADY_SIGNED` | 409 | 10 | Already approved this proposal. |
-| `CONTRACT_INSUFFICIENT_FUNDS` | 400 | 11 | Insufficient deposited funds. |
-| `CONTRACT_PAUSED` | 503 | 12 | Contract is paused. |
-| `CONTRACT_SELF_TRANSFER` | 400 | 13 | Cannot transfer to yourself. |
-| `CONTRACT_BATCH_TOO_LARGE` | 400 | 14 | Batch size exceeds maximum. |
-| `CONTRACT_DUPLICATE_SIGNER` | 400 | 15 | Duplicate signer detected. |
-| `CONTRACT_PROPOSAL_EXPIRED` | 410 | 16 | Proposal has expired. |
-| `CONTRACT_TRANSFER_FAILED` | 502 | 17 | Token transfer verification failed. |
+| Code                              | HTTP | Contract Code | Description                           |
+| --------------------------------- | ---- | ------------- | ------------------------------------- |
+| `CONTRACT_ALREADY_INITIALIZED`    | 409  | 1             | Contract already initialized.         |
+| `CONTRACT_UNAUTHORIZED`           | 403  | 2             | Not authorized for this action.       |
+| `CONTRACT_NON_POSITIVE_AMOUNT`    | 400  | 3             | Amount must be strictly positive.     |
+| `CONTRACT_RELEASE_LEDGER_IN_PAST` | 400  | 4             | Release ledger must be in the future. |
+| `CONTRACT_NOT_FOUND`              | 404  | 5             | Contract resource not found.          |
+| `CONTRACT_INVALID_STATE`          | 409  | 6             | Invalid state for this operation.     |
+| `CONTRACT_OVERFLOW`               | 500  | 7             | Arithmetic overflow.                  |
+| `CONTRACT_INVALID_THRESHOLD`      | 400  | 8             | Signers/threshold mismatch.           |
+| `CONTRACT_LENGTH_MISMATCH`        | 400  | 9             | Array length mismatch.                |
+| `CONTRACT_ALREADY_SIGNED`         | 409  | 10            | Already approved this proposal.       |
+| `CONTRACT_INSUFFICIENT_FUNDS`     | 400  | 11            | Insufficient deposited funds.         |
+| `CONTRACT_PAUSED`                 | 503  | 12            | Contract is paused.                   |
+| `CONTRACT_SELF_TRANSFER`          | 400  | 13            | Cannot transfer to yourself.          |
+| `CONTRACT_BATCH_TOO_LARGE`        | 400  | 14            | Batch size exceeds maximum.           |
+| `CONTRACT_DUPLICATE_SIGNER`       | 400  | 15            | Duplicate signer detected.            |
+| `CONTRACT_PROPOSAL_EXPIRED`       | 410  | 16            | Proposal has expired.                 |
+| `CONTRACT_TRANSFER_FAILED`        | 502  | 17            | Token transfer verification failed.   |
 
 ### Payment Errors (`PAY_*`)
 
-| Code | HTTP | Description |
-|------|------|-------------|
-| `PAY_BUILD_FAILED` | 500 | Failed to build payment transaction. |
-| `PAY_SIGN_FAILED` | 400 | Failed to sign transaction. |
-| `PAY_SUBMIT_FAILED` | 502 | Failed to submit to Stellar network. |
-| `PAY_CONFIRMATION_TIMEOUT` | 504 | Transaction confirmation timed out. |
-| `PAY_INSUFFICIENT_BALANCE` | 400 | Insufficient balance. |
-| `PAY_SELF_PAYMENT` | 400 | Cannot send to your own wallet. |
-| `PAY_DESTINATION_NOT_FUNDED` | 400 | Destination account does not exist. |
-| `PAY_INVALID_DESTINATION` | 400 | Invalid payment destination. |
-| `PAY_HORIZON_ERROR` | 502 | Stellar Horizon returned an error. |
+| Code                         | HTTP | Description                          |
+| ---------------------------- | ---- | ------------------------------------ |
+| `PAY_BUILD_FAILED`           | 500  | Failed to build payment transaction. |
+| `PAY_SIGN_FAILED`            | 400  | Failed to sign transaction.          |
+| `PAY_SUBMIT_FAILED`          | 502  | Failed to submit to Stellar network. |
+| `PAY_CONFIRMATION_TIMEOUT`   | 504  | Transaction confirmation timed out.  |
+| `PAY_INSUFFICIENT_BALANCE`   | 400  | Insufficient balance.                |
+| `PAY_SELF_PAYMENT`           | 400  | Cannot send to your own wallet.      |
+| `PAY_DESTINATION_NOT_FUNDED` | 400  | Destination account does not exist.  |
+| `PAY_INVALID_DESTINATION`    | 400  | Invalid payment destination.         |
+| `PAY_HORIZON_ERROR`          | 502  | Stellar Horizon returned an error.   |
 
 ### Server Errors (`SRV_*`)
 
-| Code | HTTP | Description |
-|------|------|-------------|
-| `SRV_INTERNAL` | 500 | Internal server error. |
-| `SRV_HORIZON_UNAVAILABLE` | 502 | Stellar Horizon is temporarily unavailable. |
-| `SRV_FEDERATION_FAILED` | 502 | External federation resolution failed. |
-| `SRV_AI_NOT_CONFIGURED` | 501 | AI payment parsing not configured. |
-| `SRV_METRICS_FAILED` | 500 | Failed to collect Prometheus metrics. |
-| `SRV_NOT_IMPLEMENTED` | 501 | Feature not yet implemented. |
+| Code                      | HTTP | Description                                 |
+| ------------------------- | ---- | ------------------------------------------- |
+| `SRV_INTERNAL`            | 500  | Internal server error.                      |
+| `SRV_HORIZON_UNAVAILABLE` | 502  | Stellar Horizon is temporarily unavailable. |
+| `SRV_FEDERATION_FAILED`   | 502  | External federation resolution failed.      |
+| `SRV_AI_NOT_CONFIGURED`   | 501  | AI payment parsing not configured.          |
+| `SRV_METRICS_FAILED`      | 500  | Failed to collect Prometheus metrics.       |
+| `SRV_NOT_IMPLEMENTED`     | 501  | Feature not yet implemented.                |
 
 ### Generic Errors (`GEN_*`)
 
-| Code | HTTP | Description |
-|------|------|-------------|
-| `GEN_UNKNOWN` | 500 | An unexpected error occurred. |
-| `GEN_NETWORK_ERROR` | 0 | Network error. Check your connection. |
-| `GEN_OFFLINE` | 0 | You are offline. |
+| Code                | HTTP | Description                           |
+| ------------------- | ---- | ------------------------------------- |
+| `GEN_UNKNOWN`       | 500  | An unexpected error occurred.         |
+| `GEN_NETWORK_ERROR` | 0    | Network error. Check your connection. |
+| `GEN_OFFLINE`       | 0    | You are offline.                      |
 
 ---
 
 ## Rate limiting
 
-| Limiter | Window | Limit | Applies to |
-|---------|--------|-------|------------|
-| Global | 15 minutes | 100 req/IP | All routes **except** `/health` and `/api/health` |
-| Strict | 1 minute | 20 req/IP | `/api/accounts/*`, `/api/payments/*`, `/api/analytics/*`, `/api/tips/*`, `/api/turrets/*`, `/federation` |
+| Limiter | Window     | Limit      | Applies to                                                                                               |
+| ------- | ---------- | ---------- | -------------------------------------------------------------------------------------------------------- |
+| Global  | 15 minutes | 100 req/IP | All routes **except** `/health` and `/api/health`                                                        |
+| Strict  | 1 minute   | 20 req/IP  | `/api/accounts/*`, `/api/payments/*`, `/api/analytics/*`, `/api/tips/*`, `/api/turrets/*`, `/federation` |
 
 Responses include `RateLimit-Limit`, `RateLimit-Remaining`, and `RateLimit-Reset` headers.
 
-| Status | Body |
-|--------|------|
-| 429 (global) | `RATE_LIMITED_GLOBAL` — `{ "error": { "code": "RATE_LIMITED_GLOBAL", "message": "Too many requests. Please try again later." } }` |
+| Status       | Body                                                                                                                                                      |
+| ------------ | --------------------------------------------------------------------------------------------------------------------------------------------------------- |
+| 429 (global) | `RATE_LIMITED_GLOBAL` — `{ "error": { "code": "RATE_LIMITED_GLOBAL", "message": "Too many requests. Please try again later." } }`                         |
 | 429 (strict) | `RATE_LIMITED_SENSITIVE` — `{ "error": { "code": "RATE_LIMITED_SENSITIVE", "message": "Too many requests to sensitive routes. Please wait 1 minute." } }` |
 
 ---
@@ -203,6 +265,7 @@ Responses include `RateLimit-Limit`, `RateLimit-Remaining`, and `RateLimit-Reset
 Liveness probe. **Not** subject to global rate limiting.
 
 **Response `200`**
+
 ```json
 {
   "status": "ok",
@@ -212,12 +275,12 @@ Liveness probe. **Not** subject to global rate limiting.
 }
 ```
 
-| Field | Type | Description |
-|-------|------|-------------|
-| status | string | Always `"ok"` when healthy |
-| service | string | Service identifier |
-| network | string | `STELLAR_NETWORK` env or `"testnet"` |
-| timestamp | string (ISO 8601) | Server time |
+| Field     | Type              | Description                          |
+| --------- | ----------------- | ------------------------------------ |
+| status    | string            | Always `"ok"` when healthy           |
+| service   | string            | Service identifier                   |
+| network   | string            | `STELLAR_NETWORK` env or `"testnet"` |
+| timestamp | string (ISO 8601) | Server time                          |
 
 ---
 
@@ -245,11 +308,12 @@ Issue a challenge transaction for the client to sign.
 
 **Query parameters**
 
-| Name | Type | Required | Description |
-|------|------|----------|-------------|
-| account | string | yes | Stellar public key (`G` + 55 alphanumerics) |
+| Name    | Type   | Required | Description                                 |
+| ------- | ------ | -------- | ------------------------------------------- |
+| account | string | yes      | Stellar public key (`G` + 55 alphanumerics) |
 
 **Response `200`**
+
 ```json
 {
   "transaction": "<base64 XDR>",
@@ -259,10 +323,10 @@ Issue a challenge transaction for the client to sign.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "Missing account query parameter" }` |
-| 400 | `{ "error": "<validation message>" }` |
+| Status | Body                                             |
+| ------ | ------------------------------------------------ |
+| 400    | `{ "error": "Missing account query parameter" }` |
+| 400    | `{ "error": "<validation message>" }`            |
 
 ---
 
@@ -272,11 +336,12 @@ Verify a signed challenge and issue a JWT (also set as `httpOnly` cookie `jwt`).
 
 **Request body (JSON)**
 
-| Field | Type | Required | Description |
-|-------|------|----------|-------------|
-| transaction | string | yes | Signed challenge XDR (base64) |
+| Field       | Type   | Required | Description                   |
+| ----------- | ------ | -------- | ----------------------------- |
+| transaction | string | yes      | Signed challenge XDR (base64) |
 
 **Example request**
+
 ```json
 {
   "transaction": "AAAAAgAAAAC..."
@@ -284,6 +349,7 @@ Verify a signed challenge and issue a JWT (also set as `httpOnly` cookie `jwt`).
 ```
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -293,10 +359,10 @@ Verify a signed challenge and issue a JWT (also set as `httpOnly` cookie `jwt`).
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "Missing transaction in request body" }` |
-| 401 | `{ "error": "Unauthorized: <reason>" }` |
+| Status | Body                                                 |
+| ------ | ---------------------------------------------------- |
+| 400    | `{ "error": "Missing transaction in request body" }` |
+| 401    | `{ "error": "Unauthorized: <reason>" }`              |
 
 ---
 
@@ -307,6 +373,7 @@ Verify a signed challenge and issue a JWT (also set as `httpOnly` cookie `jwt`).
 SEP-0001 discovery document (TOML, not JSON).
 
 **Response `200`** (`Content-Type: application/toml`)
+
 ```toml
 # Finchippay Solution federation discovery
 FEDERATION_SERVER="http://localhost:4000/federation"
@@ -320,12 +387,13 @@ SEP-0002 federation resolver. Subject to **strict** rate limit.
 
 **Query parameters**
 
-| Name | Type | Required | Description |
-|------|------|----------|-------------|
-| q | string | yes | For `type=name`: `username*domain`; for `type=id`: Stellar account ID (`G...`) |
-| type | string | yes | `"name"` or `"id"` |
+| Name | Type   | Required | Description                                                                    |
+| ---- | ------ | -------- | ------------------------------------------------------------------------------ |
+| q    | string | yes      | For `type=name`: `username*domain`; for `type=id`: Stellar account ID (`G...`) |
+| type | string | yes      | `"name"` or `"id"`                                                             |
 
 **Response `200` (type=name)**
+
 ```json
 {
   "stellar_address": "alice*stellarfinchippay.io",
@@ -334,6 +402,7 @@ SEP-0002 federation resolver. Subject to **strict** rate limit.
 ```
 
 **Response `200` (type=id)**
+
 ```json
 {
   "stellar_address": "alice*stellarfinchippay.io",
@@ -343,14 +412,14 @@ SEP-0002 federation resolver. Subject to **strict** rate limit.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "Missing required parameters: q and type" }` |
-| 400 | `{ "error": "Invalid required parameters: q and type must be strings" }` |
-| 400 | `{ "error": "Invalid type parameter. Must be 'name' or 'id'" }` |
-| 400 | `{ "error": "Invalid stellar address format" }` |
-| 404 | `{ "error": "Not found" }` |
-| 404 | `{ "error": "Account ID not found" }` |
+| Status | Body                                                                     |
+| ------ | ------------------------------------------------------------------------ |
+| 400    | `{ "error": "Missing required parameters: q and type" }`                 |
+| 400    | `{ "error": "Invalid required parameters: q and type must be strings" }` |
+| 400    | `{ "error": "Invalid type parameter. Must be 'name' or 'id'" }`          |
+| 400    | `{ "error": "Invalid stellar address format" }`                          |
+| 404    | `{ "error": "Not found" }`                                               |
+| 404    | `{ "error": "Account ID not found" }`                                    |
 
 ---
 
@@ -362,11 +431,12 @@ Resolve a registered username to a public key. Subject to **strict** rate limit.
 
 **Path parameters**
 
-| Name | Type | Description |
-|------|------|-------------|
+| Name     | Type   | Description                                           |
+| -------- | ------ | ----------------------------------------------------- |
 | username | string | 3–20 alphanumeric characters (trimmed and lowercased) |
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -379,11 +449,11 @@ Resolve a registered username to a public key. Subject to **strict** rate limit.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "Username is required" }` |
-| 400 | `{ "error": "Username must be 3-20 characters long and contain only letters and numbers" }` |
-| 404 | `{ "error": "Username not found" }` |
+| Status | Body                                                                                        |
+| ------ | ------------------------------------------------------------------------------------------- |
+| 400    | `{ "error": "Username is required" }`                                                       |
+| 400    | `{ "error": "Username must be 3-20 characters long and contain only letters and numbers" }` |
+| 404    | `{ "error": "Username not found" }`                                                         |
 
 ---
 
@@ -393,12 +463,13 @@ Register a username for a Stellar public key. Subject to **strict** rate limit.
 
 **Request body (JSON)**
 
-| Field | Type | Required | Description |
-|-------|------|----------|-------------|
-| username | string | yes | 3–20 alphanumeric characters |
-| publicKey | string | yes | Stellar `G...` public key (56 chars) |
+| Field     | Type   | Required | Description                          |
+| --------- | ------ | -------- | ------------------------------------ |
+| username  | string | yes      | 3–20 alphanumeric characters         |
+| publicKey | string | yes      | Stellar `G...` public key (56 chars) |
 
 **Example request**
+
 ```json
 {
   "username": "alice",
@@ -407,6 +478,7 @@ Register a username for a Stellar public key. Subject to **strict** rate limit.
 ```
 
 **Response `201`**
+
 ```json
 {
   "success": true,
@@ -420,12 +492,12 @@ Register a username for a Stellar public key. Subject to **strict** rate limit.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "success": false, "error": "Username and public key are required" }` |
-| 400 | `{ "error": "Invalid Stellar public key format" }` |
-| 409 | `{ "error": "Username already registered" }` |
-| 409 | `{ "error": "Public key already registered to another username" }` |
+| Status | Body                                                                    |
+| ------ | ----------------------------------------------------------------------- |
+| 400    | `{ "success": false, "error": "Username and public key are required" }` |
+| 400    | `{ "error": "Invalid Stellar public key format" }`                      |
+| 409    | `{ "error": "Username already registered" }`                            |
+| 409    | `{ "error": "Public key already registered to another username" }`      |
 
 ---
 
@@ -435,17 +507,18 @@ Fetch account info and balances from Horizon. Requires JWT; caller may only acce
 
 **Path parameters**
 
-| Name | Type | Description |
-|------|------|-------------|
+| Name      | Type   | Description                          |
+| --------- | ------ | ------------------------------------ |
 | publicKey | string | Stellar `G...` public key (56 chars) |
 
 **Headers**
 
-| Name | Value |
-|------|-------|
+| Name          | Value          |
+| ------------- | -------------- |
 | Authorization | `Bearer <jwt>` |
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -466,13 +539,13 @@ Fetch account info and balances from Horizon. Requires JWT; caller may only acce
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "Invalid Stellar public key format" }` |
-| 401 | `{ "error": "Unauthorized: missing or invalid token" }` |
-| 401 | `{ "error": "Unauthorized: invalid or expired token" }` |
-| 403 | `{ "error": "Forbidden: you may only access your own account data" }` |
-| 404 | `{ "error": "Account not found. It may not be funded yet. Use Friendbot on testnet." }` |
+| Status | Body                                                                                    |
+| ------ | --------------------------------------------------------------------------------------- |
+| 400    | `{ "error": "Invalid Stellar public key format" }`                                      |
+| 401    | `{ "error": "Unauthorized: missing or invalid token" }`                                 |
+| 401    | `{ "error": "Unauthorized: invalid or expired token" }`                                 |
+| 403    | `{ "error": "Forbidden: you may only access your own account data" }`                   |
+| 404    | `{ "error": "Account not found. It may not be funded yet. Use Friendbot on testnet." }` |
 
 ---
 
@@ -481,6 +554,7 @@ Fetch account info and balances from Horizon. Requires JWT; caller may only acce
 Fetch native XLM balance only. Same auth and rate-limit rules as `GET /api/accounts/:publicKey`.
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -503,18 +577,19 @@ Payment history from Horizon. Subject to **strict** rate limit.
 
 **Path parameters**
 
-| Name | Type | Description |
-|------|------|-------------|
+| Name      | Type   | Description               |
+| --------- | ------ | ------------------------- |
 | publicKey | string | Stellar `G...` public key |
 
 **Query parameters**
 
-| Name | Type | Default | Description |
-|------|------|---------|-------------|
-| limit | integer | 20 | Max results (capped at 100) |
-| cursor | string | — | Horizon pagination cursor |
+| Name   | Type    | Default | Description                 |
+| ------ | ------- | ------- | --------------------------- |
+| limit  | integer | 20      | Max results (capped at 100) |
+| cursor | string  | —       | Horizon pagination cursor   |
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -537,9 +612,9 @@ Payment history from Horizon. Subject to **strict** rate limit.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "Invalid Stellar public key format" }` |
+| Status | Body                                               |
+| ------ | -------------------------------------------------- |
+| 400    | `{ "error": "Invalid Stellar public key format" }` |
 
 ---
 
@@ -549,11 +624,12 @@ Aggregate payment statistics (computed from up to 100 recent payments).
 
 **Path parameters**
 
-| Name | Type | Description |
-|------|------|-------------|
+| Name      | Type   | Description               |
+| --------- | ------ | ------------------------- |
 | publicKey | string | Stellar `G...` public key |
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -570,9 +646,9 @@ Aggregate payment statistics (computed from up to 100 recent payments).
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "Invalid Stellar public key format" }` |
+| Status | Body                                               |
+| ------ | -------------------------------------------------- |
+| 400    | `{ "error": "Invalid Stellar public key format" }` |
 
 ---
 
@@ -584,11 +660,12 @@ All analytics routes use a 5-minute in-memory cache per public key. Subject to *
 
 **Path parameters**
 
-| Name | Type | Description |
-|------|------|-------------|
+| Name      | Type   | Description               |
+| --------- | ------ | ------------------------- |
 | publicKey | string | Stellar `G...` public key |
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -610,6 +687,7 @@ All analytics routes use a 5-minute in-memory cache per public key. Subject to *
 Top 5 recipients by total XLM sent.
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -633,6 +711,7 @@ Top 5 recipients by total XLM sent.
 Payment counts grouped by day of week (UTC).
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -648,9 +727,9 @@ Payment counts grouped by day of week (UTC).
 
 **Errors (all analytics routes)**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "Invalid Stellar public key format" }` |
+| Status | Body                                               |
+| ------ | -------------------------------------------------- |
+| 400    | `{ "error": "Invalid Stellar public key format" }` |
 
 ---
 
@@ -664,16 +743,17 @@ Record a tip after an on-chain payment.
 
 **Request body (JSON)**
 
-| Field | Type | Required | Description |
-|-------|------|----------|-------------|
-| senderPublicKey | string | yes | Sender `G...` key |
-| creatorPublicKey | string | yes | Creator `G...` key |
-| amount | string | yes | Positive numeric amount |
-| asset | string | no | Asset code (default `"XLM"`) |
-| memo | string | no | Optional message |
-| txHash | string | no | Stellar transaction hash |
+| Field            | Type   | Required | Description                  |
+| ---------------- | ------ | -------- | ---------------------------- |
+| senderPublicKey  | string | yes      | Sender `G...` key            |
+| creatorPublicKey | string | yes      | Creator `G...` key           |
+| amount           | string | yes      | Positive numeric amount      |
+| asset            | string | no       | Asset code (default `"XLM"`) |
+| memo             | string | no       | Optional message             |
+| txHash           | string | no       | Stellar transaction hash     |
 
 **Example request**
+
 ```json
 {
   "senderPublicKey": "GABC1234567890123456789012345678901234567890123456789012345",
@@ -686,6 +766,7 @@ Record a tip after an on-chain payment.
 ```
 
 **Response `201`**
+
 ```json
 {
   "success": true,
@@ -705,11 +786,11 @@ Record a tip after an on-chain payment.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "senderPublicKey is required, creatorPublicKey is required, ..." }` (combined validation messages) |
-| 400 | `{ "error": "Invalid sender public key format" }` |
-| 400 | `{ "error": "amount must be a positive number" }` |
+| Status | Body                                                                                                           |
+| ------ | -------------------------------------------------------------------------------------------------------------- |
+| 400    | `{ "error": "senderPublicKey is required, creatorPublicKey is required, ..." }` (combined validation messages) |
+| 400    | `{ "error": "Invalid sender public key format" }`                                                              |
+| 400    | `{ "error": "amount must be a positive number" }`                                                              |
 
 ---
 
@@ -719,18 +800,19 @@ Tips received by a creator, with embedded stats.
 
 **Path parameters**
 
-| Name | Type | Description |
-|------|------|-------------|
+| Name             | Type   | Description        |
+| ---------------- | ------ | ------------------ |
 | creatorPublicKey | string | Creator `G...` key |
 
 **Query parameters**
 
-| Name | Type | Default | Description |
-|------|------|---------|-------------|
-| limit | integer | 50 | Page size |
-| offset | integer | 0 | Skip count |
+| Name   | Type    | Default | Description |
+| ------ | ------- | ------- | ----------- |
+| limit  | integer | 50      | Page size   |
+| offset | integer | 0       | Skip count  |
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -770,6 +852,7 @@ Tips received by a creator, with embedded stats.
 Tip statistics for a creator.
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -793,12 +876,13 @@ Tips sent by a user.
 
 **Query parameters**
 
-| Name | Type | Default | Description |
-|------|------|---------|-------------|
-| limit | integer | 50 | Page size |
-| offset | integer | 0 | Skip count |
+| Name   | Type    | Default | Description |
+| ------ | ------- | ------- | ----------- |
+| limit  | integer | 50      | Page size   |
+| offset | integer | 0       | Skip count  |
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -825,11 +909,12 @@ List deployments.
 
 **Query parameters**
 
-| Name | Type | Required | Description |
-|------|------|----------|-------------|
-| ownerPublicKey | string | no | Filter by owner `G...` key |
+| Name           | Type   | Required | Description                |
+| -------------- | ------ | -------- | -------------------------- |
+| ownerPublicKey | string | no       | Filter by owner `G...` key |
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -839,7 +924,12 @@ List deployments.
       "ownerPublicKey": "GABC...",
       "type": "dca",
       "status": "active",
-      "config": { "intervalMinutes": 60, "amountQuote": 10, "quoteAssetCode": "USDC", "quoteAssetIssuer": null },
+      "config": {
+        "intervalMinutes": 60,
+        "amountQuote": 10,
+        "quoteAssetCode": "USDC",
+        "quoteAssetIssuer": null
+      },
       "deploymentHash": "abc123...",
       "createdAt": "2025-01-01T12:00:00.000Z",
       "nextRunAt": "2025-01-01T13:00:00.000Z",
@@ -854,9 +944,9 @@ List deployments.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "Invalid Stellar public key format" }` |
+| Status | Body                                               |
+| ------ | -------------------------------------------------- |
+| 400    | `{ "error": "Invalid Stellar public key format" }` |
 
 ---
 
@@ -866,13 +956,14 @@ Create a signing challenge (ManageData transaction XDR).
 
 **Request body (JSON)**
 
-| Field | Type | Required | Description |
-|-------|------|----------|-------------|
-| ownerPublicKey | string | yes | Owner `G...` key |
-| type | string | yes | `dca`, `stop_loss`, or `escrow_release` |
-| config | object | yes | Type-specific configuration |
+| Field          | Type   | Required | Description                             |
+| -------------- | ------ | -------- | --------------------------------------- |
+| ownerPublicKey | string | yes      | Owner `G...` key                        |
+| type           | string | yes      | `dca`, `stop_loss`, or `escrow_release` |
+| config         | object | yes      | Type-specific configuration             |
 
 **Example request (DCA)**
+
 ```json
 {
   "ownerPublicKey": "GABC1234567890123456789012345678901234567890123456789012345",
@@ -887,6 +978,7 @@ Create a signing challenge (ManageData transaction XDR).
 ```
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -906,11 +998,11 @@ Create a signing challenge (ManageData transaction XDR).
 
 **Errors**
 
-| Status | Body (examples) |
-|--------|-------------------|
-| 400 | `{ "error": "Invalid Stellar public key format" }` |
-| 400 | `{ "error": "Unsupported txFunction type. Use 'dca', 'stop_loss', or 'escrow_release'." }` |
-| 400 | `{ "error": "DCA intervalMinutes must be at least 1" }` |
+| Status | Body (examples)                                                                            |
+| ------ | ------------------------------------------------------------------------------------------ |
+| 400    | `{ "error": "Invalid Stellar public key format" }`                                         |
+| 400    | `{ "error": "Unsupported txFunction type. Use 'dca', 'stop_loss', or 'escrow_release'." }` |
+| 400    | `{ "error": "DCA intervalMinutes must be at least 1" }`                                    |
 
 ---
 
@@ -920,15 +1012,16 @@ Deploy a txFunction after signing the challenge.
 
 **Request body (JSON)**
 
-| Field | Type | Required | Description |
-|-------|------|----------|-------------|
-| ownerPublicKey | string | yes | Owner `G...` key |
-| type | string | yes | `dca`, `stop_loss`, or `escrow_release` |
-| config | object | yes | Same config used for challenge |
-| deploymentHash | string | yes | Hash from challenge response |
-| signedChallengeXDR | string | yes | Challenge XDR signed by owner |
+| Field              | Type   | Required | Description                             |
+| ------------------ | ------ | -------- | --------------------------------------- |
+| ownerPublicKey     | string | yes      | Owner `G...` key                        |
+| type               | string | yes      | `dca`, `stop_loss`, or `escrow_release` |
+| config             | object | yes      | Same config used for challenge          |
+| deploymentHash     | string | yes      | Hash from challenge response            |
+| signedChallengeXDR | string | yes      | Challenge XDR signed by owner           |
 
 **Response `201`**
+
 ```json
 {
   "success": true,
@@ -937,7 +1030,7 @@ Deploy a txFunction after signing the challenge.
     "ownerPublicKey": "GABC...",
     "type": "dca",
     "status": "active",
-    "config": { },
+    "config": {},
     "deploymentHash": "a1b2c3...",
     "createdAt": "2025-01-01T12:00:00.000Z",
     "nextRunAt": "2025-01-01T13:00:00.000Z"
@@ -947,11 +1040,11 @@ Deploy a txFunction after signing the challenge.
 
 **Errors**
 
-| Status | Body (examples) |
-|--------|-------------------|
-| 400 | `{ "error": "Configuration hash mismatch. Recreate challenge and sign again." }` |
-| 400 | `{ "error": "Asset issuer is required for non-native asset USDC" }` |
-| 401 | `{ "error": "Signed challenge was not signed by the owner account" }` |
+| Status | Body (examples)                                                                  |
+| ------ | -------------------------------------------------------------------------------- |
+| 400    | `{ "error": "Configuration hash mismatch. Recreate challenge and sign again." }` |
+| 400    | `{ "error": "Asset issuer is required for non-native asset USDC" }`              |
+| 401    | `{ "error": "Signed challenge was not signed by the owner account" }`            |
 
 ---
 
@@ -961,17 +1054,17 @@ Get a single deployment.
 
 **Path parameters**
 
-| Name | Type | Description |
-|------|------|-------------|
-| id | string (UUID) | Deployment ID |
+| Name | Type          | Description   |
+| ---- | ------------- | ------------- |
+| id   | string (UUID) | Deployment ID |
 
 **Response `200`** — `{ "success": true, "data": { ...deployment } }`
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 404 | `{ "error": "txFunction not found" }` |
+| Status | Body                                  |
+| ------ | ------------------------------------- |
+| 404    | `{ "error": "txFunction not found" }` |
 
 ---
 
@@ -980,6 +1073,7 @@ Get a single deployment.
 Execution log for a deployment (newest first).
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -998,9 +1092,9 @@ Execution log for a deployment (newest first).
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 404 | `{ "error": "txFunction not found" }` |
+| Status | Body                                  |
+| ------ | ------------------------------------- |
+| 404    | `{ "error": "txFunction not found" }` |
 
 ---
 
@@ -1028,13 +1122,14 @@ Register Horizon SSE listeners that POST to your URL when payments are received.
 
 **Request body (JSON)**
 
-| Field | Type | Required | Description |
-|-------|------|----------|-------------|
-| publicKey | string | yes | Account to monitor |
-| url | string | yes | HTTPS endpoint to receive events |
-| secret | string | yes | HMAC secret for `X-Webhook-Signature` |
+| Field     | Type   | Required | Description                           |
+| --------- | ------ | -------- | ------------------------------------- |
+| publicKey | string | yes      | Account to monitor                    |
+| url       | string | yes      | HTTPS endpoint to receive events      |
+| secret    | string | yes      | HMAC secret for `X-Webhook-Signature` |
 
 **Example request**
+
 ```json
 {
   "publicKey": "GABC1234567890123456789012345678901234567890123456789012345",
@@ -1044,6 +1139,7 @@ Register Horizon SSE listeners that POST to your URL when payments are received.
 ```
 
 **Response `201`**
+
 ```json
 {
   "success": true,
@@ -1059,12 +1155,13 @@ Register Horizon SSE listeners that POST to your URL when payments are received.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "publicKey, url, and secret are required" }` |
-| 500 | `{ "error": "<message>" }` |
+| Status | Body                                                     |
+| ------ | -------------------------------------------------------- |
+| 400    | `{ "error": "publicKey, url, and secret are required" }` |
+| 500    | `{ "error": "<message>" }`                               |
 
 **Outbound webhook payload** (POST to your `url`)
+
 ```json
 {
   "event": "payment.received",
@@ -1089,6 +1186,7 @@ Header: `X-Webhook-Signature` — HMAC-SHA256 hex of the JSON body using `secret
 List webhooks for an account.
 
 **Response `200`**
+
 ```json
 {
   "webhooks": [
@@ -1111,11 +1209,12 @@ Delete a webhook by numeric ID.
 
 **Path parameters**
 
-| Name | Type | Description |
-|------|------|-------------|
-| id | string | Webhook ID assigned at registration |
+| Name | Type   | Description                         |
+| ---- | ------ | ----------------------------------- |
+| id   | string | Webhook ID assigned at registration |
 
 **Response `200`**
+
 ```json
 {
   "success": true,
@@ -1125,9 +1224,9 @@ Delete a webhook by numeric ID.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 404 | `{ "error": "Webhook not found" }` |
+| Status | Body                               |
+| ------ | ---------------------------------- |
+| 404    | `{ "error": "Webhook not found" }` |
 
 ---
 
@@ -1143,11 +1242,12 @@ Parse a natural language payment description into a structured payment intent.
 
 **Request body (JSON)**
 
-| Field | Type | Required | Description |
-|-------|------|----------|-------------|
-| input | string | yes | Natural language payment description |
+| Field | Type   | Required | Description                          |
+| ----- | ------ | -------- | ------------------------------------ |
+| input | string | yes      | Natural language payment description |
 
 **Example request**
+
 ```json
 {
   "input": "Send 50 XLM to GABC123 for design work"
@@ -1155,6 +1255,7 @@ Parse a natural language payment description into a structured payment intent.
 ```
 
 **Response `200`**
+
 ```json
 {
   "amount": "50 XLM",
@@ -1166,6 +1267,7 @@ Parse a natural language payment description into a structured payment intent.
 ```
 
 **Response `200` (ambiguous input)**
+
 ```json
 {
   "amount": "",
@@ -1178,11 +1280,11 @@ Parse a natural language payment description into a structured payment intent.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "amount": "", "recipient": "", "memo": "", "isValid": false, "clarification": "Please provide a payment description." }` |
-| 501 | `{ "amount": "", "recipient": "", "memo": "", "isValid": false, "clarification": "AI payment parsing is not configured. Set ANTHROPIC_API_KEY." }` |
-| 500 | `{ "amount": "", "recipient": "", "memo": "", "isValid": false, "clarification": "Server error. Try again." }` |
+| Status | Body                                                                                                                                               |
+| ------ | -------------------------------------------------------------------------------------------------------------------------------------------------- |
+| 400    | `{ "amount": "", "recipient": "", "memo": "", "isValid": false, "clarification": "Please provide a payment description." }`                        |
+| 501    | `{ "amount": "", "recipient": "", "memo": "", "isValid": false, "clarification": "AI payment parsing is not configured. Set ANTHROPIC_API_KEY." }` |
+| 500    | `{ "amount": "", "recipient": "", "memo": "", "isValid": false, "clarification": "Server error. Try again." }`                                     |
 
 ---
 
@@ -1196,13 +1298,14 @@ Schedule a transaction for future submission.
 
 **Request body (JSON)**
 
-| Field | Type | Required | Description |
-|-------|------|----------|-------------|
-| signedXDR | string | yes | Signed transaction XDR (base64) |
-| submitAt | string | yes | ISO 8601 timestamp when the transaction should be submitted |
-| publicKey | string | yes | Stellar public key that owns this transaction |
+| Field     | Type   | Required | Description                                                 |
+| --------- | ------ | -------- | ----------------------------------------------------------- |
+| signedXDR | string | yes      | Signed transaction XDR (base64)                             |
+| submitAt  | string | yes      | ISO 8601 timestamp when the transaction should be submitted |
+| publicKey | string | yes      | Stellar public key that owns this transaction               |
 
 **Example request**
+
 ```json
 {
   "signedXDR": "AAAAAgAAAAC...",
@@ -1212,6 +1315,7 @@ Schedule a transaction for future submission.
 ```
 
 **Response `201`**
+
 ```json
 {
   "message": "Transaction scheduled successfully",
@@ -1223,10 +1327,10 @@ Schedule a transaction for future submission.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 400 | `{ "error": "Missing signedXDR, submitAt, or publicKey" }` |
-| 400 | `{ "error": "submitAt must be a valid ISO 8601 date string" }` |
+| Status | Body                                                           |
+| ------ | -------------------------------------------------------------- |
+| 400    | `{ "error": "Missing signedXDR, submitAt, or publicKey" }`     |
+| 400    | `{ "error": "submitAt must be a valid ISO 8601 date string" }` |
 
 ---
 
@@ -1236,11 +1340,12 @@ List all pending scheduled transactions for a public key (sorted by earliest fir
 
 **Path parameters**
 
-| Name | Type | Description |
-|------|------|-------------|
+| Name      | Type   | Description               |
+| --------- | ------ | ------------------------- |
 | publicKey | string | Stellar `G...` public key |
 
 **Response `200`**
+
 ```json
 [
   {
@@ -1261,11 +1366,12 @@ Cancel a scheduled transaction by its ID.
 
 **Path parameters**
 
-| Name | Type | Description |
-|------|------|-------------|
-| id | string | Transaction ID assigned at scheduling |
+| Name | Type   | Description                           |
+| ---- | ------ | ------------------------------------- |
+| id   | string | Transaction ID assigned at scheduling |
 
 **Response `200`**
+
 ```json
 {
   "message": "Transaction 1 cancelled successfully."
@@ -1274,9 +1380,9 @@ Cancel a scheduled transaction by its ID.
 
 **Errors**
 
-| Status | Body |
-|--------|------|
-| 404 | `{ "error": "Transaction 1 not found or not pending." }` |
+| Status | Body                                                     |
+| ------ | -------------------------------------------------------- |
+| 404    | `{ "error": "Transaction 1 not found or not pending." }` |
 
 ---
 
@@ -1284,17 +1390,18 @@ Cancel a scheduled transaction by its ID.
 
 All errors now follow the standardized shape (see [Error Codes Reference](#error-codes-reference)).
 
-| HTTP status | Error Code | When |
-|-------------|------------|------|
-| 400 | `VAL_INVALID_JSON` | Invalid JSON body |
-| 404 | `RES_ROUTE_NOT_FOUND` | Unknown route |
-| 415 | `VAL_CONTENT_TYPE` | Missing `Content-Type: application/json` |
-| 413 | `VAL_BODY_TOO_LARGE` | Request body exceeds size limit |
-| 429 | `RATE_LIMITED_GLOBAL` | Global rate limit exceeded |
-| 429 | `RATE_LIMITED_SENSITIVE` | Strict rate limit exceeded |
-| 500 | `SRV_INTERNAL` | Unhandled server error |
+| HTTP status | Error Code               | When                                     |
+| ----------- | ------------------------ | ---------------------------------------- |
+| 400         | `VAL_INVALID_JSON`       | Invalid JSON body                        |
+| 404         | `RES_ROUTE_NOT_FOUND`    | Unknown route                            |
+| 415         | `VAL_CONTENT_TYPE`       | Missing `Content-Type: application/json` |
+| 413         | `VAL_BODY_TOO_LARGE`     | Request body exceeds size limit          |
+| 429         | `RATE_LIMITED_GLOBAL`    | Global rate limit exceeded               |
+| 429         | `RATE_LIMITED_SENSITIVE` | Strict rate limit exceeded               |
+| 500         | `SRV_INTERNAL`           | Unhandled server error                   |
 
 **Example standardized error response:**
+
 ```json
 {
   "error": {
@@ -1312,10 +1419,10 @@ All errors now follow the standardized shape (see [Error Codes Reference](#error
 
 When `TURRETS_PORT` is set (default `4100`), a separate process exposes:
 
-| Method | Path | Description |
-|--------|------|-------------|
-| GET | `http://localhost:4100/health` | Sidecar health |
-| * | `http://localhost:4100/tx-functions/*` | Same txFunction routes as `/api/turrets/*` on the main server |
+| Method | Path                                   | Description                                                   |
+| ------ | -------------------------------------- | ------------------------------------------------------------- |
+| GET    | `http://localhost:4100/health`         | Sidecar health                                                |
+| *      | `http://localhost:4100/tx-functions/*` | Same txFunction routes as `/api/turrets/*` on the main server |
 
 The main API on port **4000** mounts turrets at `/api/turrets`; prefer that URL for application integration.