Revert "fix(assets-controller): increase stale and gc time for accounts api request (#9591)

[salimtb]

This reverts commit 1b082f7.

Extension PR: MetaMask/metamask-extension#45494
Mobile PR: MetaMask/metamask-mobile#34748

Explanation

References

Checklist

• I've updated the test suite for new or updated code as appropriate
• I've updated documentation (JSDoc, Markdown, etc.) for new or updated code as appropriate
• I've communicated my changes to consumers by updating changelogs for packages I've changed
• I've introduced breaking changes in this PR and have prepared draft pull requests for clients and consumer packages to resolve them

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Note

Medium Risk
Touches balance refresh behavior on user-visible paths (force refresh); tradeoff is fresher balances vs slightly more Accounts API traffic, with low security impact.

Overview
Reverts #9591: when AccountsApiDataSource handles a balance fetch with forceUpdate: true, TanStack Query options go back to staleTime: 0 and gcTime: 0 instead of a 100ms window.

Forced refreshes (e.g. after unlock, account/network changes, or explicit refresh) are meant to hit the Accounts API with a fresh request; the short cache window could reuse a just-fetched entry and leave balances stale. The unit test is renamed/updated to assert cache bypass on forceUpdate.

The Unreleased changelog documents this revert; it also consolidates the Arc native USDC default-tracking note under Unreleased and drops a duplicate entry from the 13.1.3 section.

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[salimtb]

@cursor pls merge latest main and address conflict

[cursor]

I've successfully merged the latest main branch and resolved the merge conflict. Here's what was done:

Conflict Resolution:

• The conflict was in packages/assets-controller/CHANGELOG.md
• Merged both Fixed entries under version 13.1.3:
  • The revert entry for AccountsApiDataSource forceUpdate cache window (Revert "fix(assets-controller): increase stale and gc time for accounts api request (#9591) #9870)
  • The Arc native USDC default-tracking fix (fix(assets-controller): force default-track Arc's native USDC #9869)

Changes:

• Created merge commit 160d4c1e89
• Pushed to revert/accounts-api-stale-gc-9591 branch
• PR is now mergeable (status: BLOCKED is expected for other requirements)

The branch is now up-to-date with main, and all conflicts are resolved.