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Merge pull request #1001 from PayButton/chore/terms-and-privacy
Added v1 Terms of Use & Privacy Policy.
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PRIVACY.md

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## Privacy Policy
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**Effective Date:** 2025-05-03
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At PayButton.org, your privacy matters. Here’s what we collect and how we use it:
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1. **What We Collect**
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- Basic info associated with your account (eg. email, organization)
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- Technical data (eg. IP address, browser info) for security and analytics
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- Payment metadata (eg. amount, recipient address) for transaction records
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2. **What We Don’t Collect**
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- Credit card information
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- Private keys
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3. **Cookies & Analytics**
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- We use cookies and tracking tools (like Google Analytics) to improve site performance.
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4. **Third Parties**
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- We may use third-party services (e.g., CDN, analytics providers), but we don’t share your personal data for marketing.
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5. **Your Control**
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- You can update your account settings anytime.
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- Contact us to request data deletion or access.
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6. **Security**
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- We take reasonable steps to protect your data, but no system is 100% secure.
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7. **Changes**
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- We may revise this policy. Continued use means you accept the new terms.

TERMS.md

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## Terms of Use
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**Effective Date:** 2025-05-03
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Welcome to PayButton.org. By using this site, you agree to the following terms:
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1. **Eligibility**: This service is available worldwide and may be used by individuals of any age.
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2. **Account**: You may create an account to manage your settings. You are responsible for keeping your login information secure.
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3. **Usage**: PayButton.org does not store or control funds. Any payment activity you associate with your PayButton account is read-only and on-chain.
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4. **Conduct**: You agree not to abuse the platform or use it for illegal activity. We may suspend accounts for violations.
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5. **Changes**: We may update these terms at any time. Continued use of the site means you accept the changes.
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6. **Disclaimer**: PayButton.org is provided “as is” without warranty. We are not responsible for losses resulting from site use or payment activity.

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