diff --git a/cmd/agent/executor_agent_service.go b/cmd/agent/executor_agent_service.go
index f15b681f..2f6b07c4 100644
--- a/cmd/agent/executor_agent_service.go
+++ b/cmd/agent/executor_agent_service.go
@@ -103,7 +103,10 @@ func NewExecutorAgentService(cfg *config.ExecutorAgentServiceConfig, actionsChan
 func (e *ExecutorAgentService) readCloudProviderAccounts() ([]credentials.AccountConfig, error) {
 	accounts, err := credentials.ReadCloudAccounts(e.cfg.Credentials.CredentialsFile)
 	if err != nil {
-		return nil, err
+		if len(accounts) == 0 {
+			return nil, err
+		}
+		e.logger.Warn("Some accounts were skipped due to invalid credentials", zap.Error(err))
 	}
 
 	return accounts, nil
diff --git a/cmd/scanner/scanner.go b/cmd/scanner/scanner.go
index ea268a6c..48d4e57f 100644
--- a/cmd/scanner/scanner.go
+++ b/cmd/scanner/scanner.go
@@ -100,7 +100,10 @@ func init() {
 func (s *Scanner) loadAccounts() error {
 	accountConfigs, err := credentials.ReadCloudAccounts(s.cfg.CredentialsFile)
 	if err != nil {
-		return fmt.Errorf("failed to read cloud accounts: %w", err)
+		if len(accountConfigs) == 0 {
+			return fmt.Errorf("failed to read cloud accounts: %w", err)
+		}
+		s.logger.Warn("Some accounts were skipped due to invalid credentials", zap.Error(err))
 	}
 
 	for _, ac := range accountConfigs {
diff --git a/internal/credentials/cloud_credentials.go b/internal/credentials/cloud_credentials.go
index 12bc3a5d..c65c0be8 100644
--- a/internal/credentials/cloud_credentials.go
+++ b/internal/credentials/cloud_credentials.go
@@ -1,10 +1,17 @@
 package credentials
 
 import (
+	"errors"
+	"fmt"
+
 	"github.com/RHEcosystemAppEng/cluster-iq/internal/inventory"
 	ini "gopkg.in/ini.v1"
 )
 
+var (
+	ErrMissingCredentials = errors.New("missing credentials")
+)
+
 type AccountConfig struct {
 	ID             string
 	Name           string
@@ -26,17 +33,26 @@ func ReadCloudAccounts(credsFile string) ([]AccountConfig, error) {
 
 	cfg.DeleteSection(ini.DefaultSection)
 	var accounts []AccountConfig
+	var skipped []error
 	for _, section := range cfg.Sections() {
+		user := section.Key("user").String()
+		key := section.Key("key").String()
+
+		if user == "" || key == "" {
+			skipped = append(skipped, fmt.Errorf("%w: account %q has empty user or key", ErrMissingCredentials, section.Name()))
+			continue
+		}
+
 		account := AccountConfig{
 			ID:             section.Name(),
-			Name:           section.Key("name").MustString(section.Name()), // If `name` is empty, the id is used as replacement
+			Name:           section.Key("name").MustString(section.Name()),
 			Provider:       inventory.GetProvider(section.Key("provider").String()),
-			User:           section.Key("user").String(),
-			Key:            section.Key("key").String(),
+			User:           user,
+			Key:            key,
 			BillingEnabled: section.Key("billing_enabled").MustBool(),
 		}
 		accounts = append(accounts, account)
 	}
 
-	return accounts, nil
+	return accounts, errors.Join(skipped...)
 }
diff --git a/internal/credentials/cloud_credentials_test.go b/internal/credentials/cloud_credentials_test.go
index 002dc840..84ff3249 100644
--- a/internal/credentials/cloud_credentials_test.go
+++ b/internal/credentials/cloud_credentials_test.go
@@ -77,3 +77,67 @@ func testReadCloudAccounts_EmptyFile(t *testing.T) {
 	assert.NoError(t, err)
 	assert.Len(t, accounts, 0)
 }
+
+func TestReadCloudAccounts_MissingUser(t *testing.T) {
+	content := `
+[acc-1]
+name = No User Account
+provider = aws
+key = secret
+`
+	tmpDir := t.TempDir()
+	file := filepath.Join(tmpDir, "creds.ini")
+	err := os.WriteFile(file, []byte(content), 0600)
+	assert.NoError(t, err)
+
+	accounts, err := ReadCloudAccounts(file)
+
+	assert.Error(t, err)
+	assert.ErrorIs(t, err, ErrMissingCredentials)
+	assert.Len(t, accounts, 0)
+}
+
+func TestReadCloudAccounts_MissingKey(t *testing.T) {
+	content := `
+[acc-1]
+name = No Key Account
+provider = aws
+user = admin
+`
+	tmpDir := t.TempDir()
+	file := filepath.Join(tmpDir, "creds.ini")
+	err := os.WriteFile(file, []byte(content), 0600)
+	assert.NoError(t, err)
+
+	accounts, err := ReadCloudAccounts(file)
+
+	assert.Error(t, err)
+	assert.ErrorIs(t, err, ErrMissingCredentials)
+	assert.Len(t, accounts, 0)
+}
+
+func TestReadCloudAccounts_MixedValidAndInvalid(t *testing.T) {
+	content := `
+[valid-acc]
+name = Valid Account
+provider = aws
+user = admin
+key = secret
+
+[invalid-acc]
+name = Invalid Account
+provider = aws
+user = admin
+`
+	tmpDir := t.TempDir()
+	file := filepath.Join(tmpDir, "creds.ini")
+	err := os.WriteFile(file, []byte(content), 0600)
+	assert.NoError(t, err)
+
+	accounts, err := ReadCloudAccounts(file)
+
+	assert.Error(t, err)
+	assert.ErrorIs(t, err, ErrMissingCredentials)
+	assert.Len(t, accounts, 1)
+	assert.Equal(t, "valid-acc", accounts[0].ID)
+}