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Implement Predictive Analytics Engine for Financial Goals #384

@Dbansal06

Description

@Dbansal06

Description
The current goal-tracking system allows users to set static targets but does not provide insights into their financial trajectory. To enhance the utility of the Goals module, I propose adding a predictive analytics engine that forecasts goal completion dates based on historical transaction data.

Proposed Changes

  • Velocity Calculation Logic: Implementation of an algorithm to determine the average monthly savings rate by analyzing the transactions ledger in localStorage.
  • Forecasting Engine: A new service layer (goals-engine.js) that calculates the time-to-completion for each active goal.
  • Dynamic UI Integration: Non-invasive injection of "Estimated Completion" dates into the existing goal cards to provide users with actionable financial timelines.

Impact

  • Connects the transaction history with future financial targets.
  • Provides users with a realistic roadmap for their savings goals.
  • Enhances the analytical depth of the application without modifying core ledger logic.

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