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[Feature]: Generational Wealth "Dynasty Trust" Governance Layer #782

@SatyamPandey-07

Description

@SatyamPandey-07

What problem would this solve?

What problem would this solve?
"Sudden Wealth Syndrome." Handing 100% of cryptographic access shards to an heir immediately upon the switch can lead to rapid capital depletion. Users need to ensure their wealth survives for generations, not just the next 12 months.

What's your proposed solution?

What's your proposed solution?

  • TrancheDistribution: Instead of 100% shard release, the system implements a "Vesting Schedule" for heirs. For example, 20% at trigger, 40% after 5 years, or release tied to age/milestone verification.
  • GovernanceEscrow: A specialized vault_guardian sub-type that acts as an "Automated Trustee," enforcing spending limits or rebalancing requirements on the inherited assets for a set duration post-succession.
  • HeirEducationAudit: Conditionality checks where shards are only released after the heir interacts with the "Wealth Vault" simulation/training module to demonstrate financial literacy.

Any alternative ideas?
Traditional legal trusts (expensive, slow, and often incompatible with self-custodied digital assets).

Additional context
Extends successionHeirs and successionAccessShards logic.

Any alternative ideas?

No response

Additional context

No response

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ECWoC26EliteCoders Winter of Code 2026enhancementNew feature or request

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