diff --git a/scripts/ci-health/README.adoc b/scripts/ci-health/README.adoc
index 39b46a8b..8d6db9d2 100644
--- a/scripts/ci-health/README.adoc
+++ b/scripts/ci-health/README.adoc
@@ -28,10 +28,14 @@ uploaded because the job never starts).
 | **Report only** — owner clears it in GitHub → Settings → Billing & plans.
 
 | `B-ALLOWLIST`
-| `allowed_actions: selected` with `patterns_allowed` missing `hyperpolymath/*`.
-Only GitHub-owned + verified-marketplace actions resolve, so every
-`hyperpolymath/*` reusable + every non-verified third-party action is blocked
-at parse → `startup_failure` (zero jobs, no logs). Hits public repos too.
+| `allowed_actions: selected` with `patterns_allowed` that does **not cover the
+curated superset** — either empty (post-wipe: `hyperpolymath/*` absent) or
+incomplete (has `hyperpolymath/*` but missing a third-party action, e.g.
+`gitleaks`). Only GitHub-owned + verified-marketplace actions resolve, so every
+uncovered `hyperpolymath/*` reusable + non-verified third-party action is blocked
+at parse → `startup_failure` (zero jobs, no logs). Hits public repos too. The
+required set mirrors `remediate.sh`'s PUT body exactly, so a fix converges to
+zero-missing and this stops re-firing (idempotent).
 | **Auto-fix** — PUT the curated superset (`action-superset.txt`), keep
 `sha_pinning_required`.
 
diff --git a/scripts/ci-health/detect.sh b/scripts/ci-health/detect.sh
index d359eb23..4471cde3 100755
--- a/scripts/ci-health/detect.sh
+++ b/scripts/ci-health/detect.sh
@@ -19,6 +19,7 @@
 # banner does (it names the blocked action). That is the human diagnostic.
 set -euo pipefail
 O="${OWNER:-hyperpolymath}"; R="$1"
+HERE="$(cd "$(dirname "$0")" && pwd)"   # for action-superset.txt (allow-list coverage)
 emit(){ printf '%s\t%s\t%s\t%s\n' "$R" "$1" "$2" "$3"; }
 
 # --- A: billing wall (a failure run whose job annotation matches the signature)
@@ -33,12 +34,24 @@ if [ -n "${fail_id:-}" ]; then
   fi
 fi
 
-# --- B: allow-list misconfig (the root cause of estate startup_failure)
+# --- B: allow-list under-coverage (the root cause of estate startup_failure).
+# Fire when selected-mode and the allow-list does NOT cover the full curated
+# superset that remediate.sh PUTs. Catches BOTH an empty list (post-wipe:
+# hyperpolymath/* absent) AND an incomplete one (has hyperpolymath/* but is
+# missing a third-party action, e.g. gitleaks — previously only B-STARTUPFAIL,
+# which has no remediation). The required set mirrors remediate.sh's PUT body
+# exactly (hyperpolymath/* + each superset line as owner/repo@*), so a remediate
+# converges this to zero-missing and detect stops re-firing (idempotent).
 aa=$(gh api "repos/$O/$R/actions/permissions" --jq '.allowed_actions // empty' 2>/dev/null || true)
 if [ "$aa" = "selected" ]; then
-  has=$(gh api "repos/$O/$R/actions/permissions/selected-actions" --jq '(.patterns_allowed // [])|index("hyperpolymath/*") // "MISSING"' 2>/dev/null || echo MISSING)
-  if [ "$has" = "MISSING" ]; then
-    emit B-ALLOWLIST HIGH "selected + no hyperpolymath/* pattern → reusables & non-verified actions startup_failure → apply curated superset"
+  cur=$(gh api "repos/$O/$R/actions/permissions/selected-actions" --jq '(.patterns_allowed // [])[]' 2>/dev/null || true)
+  req=$(printf 'hyperpolymath/*\n'; sed 's/^[[:space:]]*//;s/[[:space:]]*$//;/^$/d;s/$/@*/' "$HERE/action-superset.txt")
+  miss=$(printf '%s\n' "$req" | grep -vxF -f <(printf '%s\n' "$cur" | grep .) - || true)
+  if [ -n "$miss" ]; then
+    ntot=$(printf '%s\n' "$req" | grep -c .)
+    nmiss=$(printf '%s\n' "$miss" | grep -c .)
+    first=$(printf '%s\n' "$miss" | head -n1)
+    emit B-ALLOWLIST HIGH "selected + allow-list missing $nmiss/$ntot curated pattern(s) (e.g. $first) → apply curated superset"
   fi
 fi