diff --git a/crates/yttrium/src/pay/e2e_tests.rs b/crates/yttrium/src/pay/e2e_tests.rs
index cafce3f4..479c3bed 100644
--- a/crates/yttrium/src/pay/e2e_tests.rs
+++ b/crates/yttrium/src/pay/e2e_tests.rs
@@ -249,11 +249,8 @@ async fn e2e_payment_options_only() {
         .expect("Failed to get payment options");
 
     assert!(!response.payment_id.is_empty());
-    println!(
-        "Payment {} has {} options",
-        response.payment_id,
-        response.options.len()
-    );
+    let options = response.options.expect("Expected options to be present");
+    println!("Payment {} has {} options", response.payment_id, options.len());
 
     if let Some(info) = &response.info {
         println!(
@@ -263,10 +260,7 @@ async fn e2e_payment_options_only() {
         println!("Merchant: {}", info.merchant.name);
     }
 
-    assert!(
-        !response.options.is_empty(),
-        "Expected at least one payment option"
-    );
+    assert!(!options.is_empty(), "Expected at least one payment option");
 }
 
 #[tokio::test]
@@ -297,11 +291,12 @@ async fn e2e_payment_happy_path() {
         .await
         .expect("Failed to get payment options");
 
-    println!("Got {} payment options", options_response.options.len());
-    assert!(
-        !options_response.options.is_empty(),
-        "Expected at least one payment option"
-    );
+    let options = options_response
+        .options
+        .as_ref()
+        .expect("Expected options to be present");
+    println!("Got {} payment options", options.len());
+    assert!(!options.is_empty(), "Expected at least one payment option");
 
     if let Some(info) = &options_response.info {
         println!(
@@ -312,13 +307,12 @@ async fn e2e_payment_happy_path() {
     }
 
     // Step 3: Select first available option (prefer Base chain)
-    let selected_option = options_response
-        .options
+    let selected_option = options
         .iter()
         .find(|opt| {
             opt.actions.iter().any(|a| a.wallet_rpc.chain_id == CHAIN_BASE)
         })
-        .or_else(|| options_response.options.first())
+        .or_else(|| options.first())
         .expect("No payment option available");
 
     println!(
diff --git a/crates/yttrium/src/pay/mod.rs b/crates/yttrium/src/pay/mod.rs
index 47adbb23..f3e5ce45 100644
--- a/crates/yttrium/src/pay/mod.rs
+++ b/crates/yttrium/src/pay/mod.rs
@@ -777,7 +777,7 @@ impl From<types::GetPaymentResponse> for PaymentInfo {
 pub struct PaymentOptionsResponse {
     pub payment_id: String,
     pub info: Option<PaymentInfo>,
-    pub options: Vec<PaymentOption>,
+    pub options: Option<Vec<PaymentOption>>,
     pub collect_data: Option<CollectDataAction>,
 }
 
@@ -984,12 +984,14 @@ impl WalletConnectPay {
         let api_response = response.into_inner();
         pay_debug!(
             "get_payment_options: success, {} options",
-            api_response.options.len()
+            api_response.options.as_ref().map_or(0, Vec::len)
         );
 
         // Cache the options with their raw actions
         let cached: Vec<CachedPaymentOption> = api_response
             .options
+            .as_deref()
+            .unwrap_or_default()
             .iter()
             .map(|o| CachedPaymentOption {
                 option_id: o.id.clone(),
@@ -1006,7 +1008,9 @@ impl WalletConnectPay {
         Ok(PaymentOptionsResponse {
             payment_id,
             info: api_response.info.map(Into::into),
-            options: api_response.options.into_iter().map(Into::into).collect(),
+            options: api_response
+                .options
+                .map(|opts| opts.into_iter().map(Into::into).collect()),
             collect_data: api_response.collect_data.map(Into::into),
         })
     }
@@ -1839,18 +1843,15 @@ mod tests {
 
         assert!(result.is_ok());
         let response = result.unwrap();
-        assert_eq!(response.options.len(), 1);
-        assert_eq!(response.options[0].id, "opt_1");
+        let options = response.options.expect("options");
+        assert_eq!(options.len(), 1);
+        assert_eq!(options[0].id, "opt_1");
+        assert_eq!(options[0].amount.unit, "caip19/eip155:8453/erc20:0xUSDC");
         assert_eq!(
-            response.options[0].amount.unit,
-            "caip19/eip155:8453/erc20:0xUSDC"
-        );
-        assert_eq!(
-            response.options[0].amount.display.network_name,
+            options[0].amount.display.network_name,
             Some("Base".to_string())
         );
-        let opt_cd =
-            response.options[0].collect_data.as_ref().expect("collect_data");
+        let opt_cd = options[0].collect_data.as_ref().expect("collect_data");
         assert_eq!(opt_cd.fields.len(), 1);
         assert_eq!(opt_cd.fields[0].id, "fullName");
         assert_eq!(opt_cd.fields[0].field_type, CollectDataFieldType::Text);
@@ -1923,6 +1924,57 @@ mod tests {
         ));
     }
 
+    #[tokio::test]
+    async fn test_get_payment_options_null_options_terminal_state() {
+        let mock_server = MockServer::start().await;
+        let mock_response = serde_json::json!({
+            "info": {
+                "status": "succeeded",
+                "amount": {
+                    "unit": "iso4217/USD",
+                    "value": "1",
+                    "display": {
+                        "assetSymbol": "USD",
+                        "assetName": "US Dollar",
+                        "decimals": 2
+                    }
+                },
+                "expiresAt": 1775490768_i64,
+                "merchant": {
+                    "name": "Test Merchant",
+                    "iconUrl": null
+                }
+            },
+            "collectData": null,
+            "options": null
+        });
+
+        Mock::given(method("POST"))
+            .and(path("/v1/gateway/payment/pay_succeeded/options"))
+            .respond_with(
+                ResponseTemplate::new(200).set_body_json(&mock_response),
+            )
+            .mount(&mock_server)
+            .await;
+
+        let client =
+            WalletConnectPay::new(test_config(mock_server.uri())).unwrap();
+        let result = client
+            .get_payment_options(
+                "pay_succeeded".to_string(),
+                vec!["eip155:8453:0x123".to_string()],
+                true,
+            )
+            .await;
+
+        assert!(result.is_ok());
+        let response = result.unwrap();
+        assert!(response.options.is_none());
+        assert!(response.info.is_some());
+        let info = response.info.unwrap();
+        assert_eq!(info.status, PaymentStatus::Succeeded);
+    }
+
     #[tokio::test]
     async fn test_extract_payment_id() {
         // pay.walletconnect.com with path segment
@@ -2147,7 +2199,7 @@ mod tests {
             )
             .await
             .unwrap();
-        assert_eq!(response.options.len(), 1);
+        assert_eq!(response.options.as_ref().map(Vec::len), Some(1));
 
         let actions = client
             .get_required_payment_actions(
@@ -2614,7 +2666,11 @@ mod tests {
             Some("https://data-collection.example.com/ic/pay_123".to_string())
         );
         assert!(data.schema.is_some());
-        assert!(response.options[0].collect_data.is_none());
+        assert!(
+            response.options.as_ref().expect("options")[0]
+                .collect_data
+                .is_none()
+        );
     }
 
     #[tokio::test]
diff --git a/crates/yttrium/src/pay/openapi.json b/crates/yttrium/src/pay/openapi.json
index a9bec22d..44ce4775 100644
--- a/crates/yttrium/src/pay/openapi.json
+++ b/crates/yttrium/src/pay/openapi.json
@@ -1760,7 +1760,8 @@
             "type": "array",
             "items": {
               "$ref": "#/components/schemas/PaymentOption"
-            }
+            },
+            "nullable": true
           }
         },
         "example": {