fixup! DOC-1024 Merchant doc updates

Author: ntombing

docs/topics/merchants/index.mdx

@@ -74,9 +74,9 @@ flowchart LR
 A **merchant profile** is a collection of business, risk, and support information that fulfills two primary requirements: **approve the account holder** as a merchant, and **facilitate accepting payments** with Swan. 
 If a Swan account holder wants to accept payments from customers, they must have at least one merchant profile.
 
-Merchant profiles can be created at the same time as onboarding. 
-Since merchants are considered high risk, profiles should only be created for users who need merchant features. 
-Requesting profiles for all users may lead to unmet expectations.
+Users can create merchant profiles during onboarding, but only if you've requested the feature for them.
+Since merchants are considered high risk, request merchant profiles only for users who qualify and will accept payments.
+Requesting merchant profiles for ineligible users may create false expectations about available features.
 
 The merchant profile contains the following information:
 
@@ -89,7 +89,7 @@ The merchant profile contains the following information:
 7. Accent color
 8. Customer region
 
-Complete as many information fields as possible to decrease the turnaround time for enabling your merchant profile.
+Complete as many information fields as possible to decrease the turnaround time for enabling the merchant profile.
 
 The merchant profile is created with the status `PendingReview`, and is visible right away on your Dashboard.