Implement Financial Penalties#396
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…otocol#360) Closes ShadeProtocol#360 Adds a self-imposed penalty rate (organizer commits up to 50% of payout) combined with a 7-day backer-governance vote window on any malicious- campaign report. If backers vote the campaign malicious by strict majority, the slashed portion of any withdrawal is detained in an on- chain penalty pool and distributed pro-rata to backers via claim_penalty_refund. Unclaimed remainder becomes sweepable 6 months after resolution for treasury consolidation. New entry points: - set_penalty_bps: organizer-only, locked once the first pledge lands - report_malicious: backer-only with anti-griefing 1% stake floor - vote_on_malice: one weighted vote per backer over a 7-day window - resolve_malice_report: strict-majority approval of penalty - claim_penalty_refund: pro-rata refund, idempotent - sweep_unclaimed_penalty: anyone, after a 6-month grace window Modifies execute_campaign and release_milestone to invoke compute_and_lock_penalty and emit PenaltySlashedEvent when the malice proposal has been approved. Both pathways also block while the malice vote window is still open to prevent the organizer from front-running the penalty vote. Storage uses 17 new DataKey variants and 13 new error variants (28..40). Happy-path and negative tests cover locking, voting, pro-rata math, milestone slashing, execute-blocking, sweep gating.
feat(crowdfund): financial penalties for malicious campaigns
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closes #360
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