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Debt Repayment Optimizer

A simple Excel model that calculates monthly interest, payoff order, and new balances for multiple debts using the avalanche method.

Features

  • Shows payoff order (highest APR first).
  • Calculates monthly interest and new balances.
  • Lets you change your monthly budget to see different payoff speeds.
  • Uses conditional formatting for easy visual priority.

Quick Links

Files

  • Debt_Repayment_Model.xlsx — the full Excel model.
  • screenshot_dashboard.png — sample view of the dashboard.

Skills Shown

  • Excel financial modeling
  • Interest and payoff math
  • Data visualization with conditional formatting

About

Lightweight Excel tool to model multi-debt payoff with the avalanche method. Auto-calculates monthly interest, updates balances, and ranks payoff order, with a tunable budget input and clear conditional-formatting cues. Includes a dashboard screenshot and a ready-to-use .xlsx.

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