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Lending Club Case Study

We have the datadump of customer loan accounts from a Loan Club company for the year 2007 - 2011. Analyse the data and present notable causes for loan defaulting.

Table of Contents

General Information

  • Apply EDA and python plotting libraries to solve an problem for a Lending Club Company.
  • This project is mainly intend for applying the EDA principles.
  • The customer needs to understand what isn the primary cause of loan defaulting.
  • The dataset contains loan custmers data for the approved loans issued from year 2007 - 2011. It has the data for all the loan statuses.

Conclusions

  • Higher interest rates cause most of the loan defaulting.
  • Grade G has the most number of defaulters.
  • Grade G has the highest average interest rates.
  • Maximum number of defaulters were issued loan between 5000-10000

Technologies Used

  • python pandas - version 1.3.4
  • python matplotlib - version 3.4.3
  • python seabon - version 0.11.2

Acknowledgements

Give credit here.

  • This project was inspired by upgrad EDA course
  • References : Aditya B from upgrad
  • This project was based on this tutorial.

Contact

Created by [@explorer-sreek] - feel free to contact me!

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