chore: update README and logo (#428)

* Update README and logo Update README and logo * Update README.md Co-authored-by: Max Kurapov <[email protected]> --------- Co-authored-by: Max Kurapov <[email protected]>
interledger · Feb 27, 2024 · 4b595a9 · 4b595a9
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 ## What is Open Payments?
 
-Open Payments is a protocol that can be implemented by digital wallets to
-facilitate interoperability in the setup of payments for different use cases
-including:
+Open Payments is an open API standard that can be implemented by account servicing entities (e.g. banks, digital wallet providers, and mobile money providers) to facilitate interoperability in the setup and completion of payments for different use cases including:
 
 - [Web Monetization](https://webmonetization.org)
 - Tipping/Donations (low value/low friction)

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