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AI-powered Invoice & Payment Tracker for SMEs using IBM watsonx Orchestrate - Automated invoice processing, payment reminders, and workflow orchestration. Built for Agentic AI Hackathon 2025.

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🚀 SME Invoice & Payment Tracker

AI-powered Invoice & Payment Tracker for SMEs using IBM watsonx Orchestrate - Automated invoice processing, payment reminders, and workflow orchestration.

IBM watsonx Orchestrate License: MIT Hackathon

📖 Overview

Small and Medium Enterprises (SMEs) struggle with manual invoice tracking, payment follow-ups, and workflow management. This AI-powered agent built with IBM watsonx Orchestrate automates the entire invoice-to-payment lifecycle, saving time and reducing errors.

🎯 Problem Statement

  • Manual invoice processing wastes 15-20 hours per week for SMEs
  • Late payment follow-ups lead to cash flow issues
  • Tracking invoices across emails, cloud storage, and spreadsheets is chaotic
  • No unified system for payment status visibility

✨ Solution

An intelligent AI agent that:

  1. Extracts invoices from emails and cloud storage (Gmail, Google Drive)
  2. Processes invoice data using AI document parsing
  3. Updates tracking spreadsheet automatically
  4. Sends payment reminders via email and Slack/Teams
  5. Notifies teams when payments are received or overdue
  6. Provides dashboard for real-time payment status

🏗️ Architecture

┌─────────────────────┐
│   Email/Drive API   │
│  (Invoice Sources)  │
└──────────┬──────────┘
           │
           ▼
┌─────────────────────────────────────┐
│   IBM watsonx Orchestrate Agent     │
│                                     │
│  ┌──────────────────────────────┐  │
│  │  Document Processing Skills  │  │
│  │  - Extract Invoice Data      │  │
│  │  - Parse Vendor/Amount/Date  │  │
│  └──────────────────────────────┘  │
│                                     │
│  ┌──────────────────────────────┐  │
│  │  Workflow Orchestration      │  │
│  │  - Update Spreadsheet        │  │
│  │  - Send Reminders            │  │
│  │  - Notify Team               │  │
│  └──────────────────────────────┘  │
└─────────────────────────────────────┘
           │
           ▼
┌─────────────────────────────────────┐
│        Integrations                 │
│  • Google Sheets (Tracking)         │
│  • Gmail (Reminders)                │
│  • Slack/Teams (Notifications)      │
└─────────────────────────────────────┘

🎬 Demo

🔗 Live Demo: [Coming Soon]

📹 Video Presentation: [Coming Soon]


🛠️ Technologies Used

  • IBM watsonx Orchestrate: Agent orchestration and workflow automation
  • Python: Backend logic and API integration
  • Flask/FastAPI: Web application framework
  • Google APIs: Gmail, Drive, Sheets integration
  • Slack/Teams API: Team notifications
  • Streamlit: Dashboard UI
  • Docker: Containerization

📦 Project Structure

sme-invoice-payment-tracker/
├── agent/
│   ├── watsonx_orchestrate_config.yaml
│   ├── skills/
│   │   ├── invoice_extractor.py
│   │   ├── payment_reminder.py
│   │   └── notification_sender.py
│   └── workflows/
│       └── invoice_workflow.json
├── backend/
│   ├── app.py
│   ├── api/
│   │   ├── invoice_routes.py
│   │   └── payment_routes.py
│   └── services/
│       ├── gmail_service.py
│       ├── sheets_service.py
│       └── slack_service.py
├── frontend/
│   ├── dashboard.py
│   └── static/
├── data/
│   └── sample_invoices/
├── tests/
├── docs/
│   ├── SETUP.md
│   ├── API.md
│   └── ARCHITECTURE.md
├── requirements.txt
├── Dockerfile
├── docker-compose.yml
└── README.md

🚀 Quick Start

Prerequisites

  • Python 3.9+
  • IBM watsonx Orchestrate account (30-day free trial)
  • Google Cloud Project with Gmail, Drive, Sheets APIs enabled
  • Slack/Teams webhook (optional)

Installation

  1. Clone the repository

    git clone https://github.com/mithilP007/sme-invoice-payment-tracker.git
    cd sme-invoice-payment-tracker
  2. Install dependencies

    pip install -r requirements.txt
  3. Set up environment variables

    cp .env.example .env
    # Edit .env with your API keys
  4. Configure IBM watsonx Orchestrate

    • Follow instructions in docs/SETUP.md
    • Import agent configuration from agent/watsonx_orchestrate_config.yaml
  5. Run the application

    # Backend API
    python backend/app.py
    
    # Dashboard (separate terminal)
    streamlit run frontend/dashboard.py

📊 Features

Core Features

Automated Invoice Extraction

  • Fetches invoices from Gmail attachments and Google Drive
  • AI-powered document parsing to extract vendor, amount, invoice number, due date

Smart Tracking

  • Auto-updates Google Sheets with invoice details
  • Tracks status: Pending, Paid, Overdue
  • Calculates days until/past due date

Payment Reminders

  • Automated email reminders 7 days before due date
  • Follow-up reminders on due date and 3 days after
  • Customizable reminder templates

Team Notifications

  • Slack/Teams notifications for new invoices
  • Alerts for overdue payments
  • Payment confirmation notifications

Dashboard

  • Real-time payment status overview
  • Charts and analytics
  • Export reports

Advanced Features

🔮 AI Insights

  • Predicts payment likelihood based on vendor history
  • Identifies payment pattern anomalies

🔄 Workflow Automation

  • Multi-step approval workflows
  • Integration with accounting software (QuickBooks, Xero)

🎯 Use Cases

  1. Freelancers & Consultants: Track client invoices and automate follow-ups
  2. Small Businesses: Manage vendor invoices and payment schedules
  3. Startups: Streamline accounts payable without dedicated finance team
  4. Service Companies: Monitor recurring subscription invoices

🧪 Testing

Run tests:

pytest tests/

Test coverage:

pytest --cov=backend --cov=agent tests/

📚 Documentation


🏆 Hackathon Submission

This project was built for the Agentic AI Hackathon with IBM watsonx Orchestrate (November 2025).

Team: Mithil P
Event: Lablab.ai Hackathon


🤝 Contributing

Contributions are welcome! Please see CONTRIBUTING.md for guidelines.


📄 License

This project is licensed under the MIT License - see the LICENSE file for details.


👨‍💻 Author

Mithil P


🙏 Acknowledgments

  • IBM watsonx Orchestrate team for the amazing AI agent platform
  • Lablab.ai for organizing the hackathon
  • Open source community for the tools and libraries

📞 Support

For questions or support:


Built with ❤️ using IBM watsonx Orchestrate

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AI-powered Invoice & Payment Tracker for SMEs using IBM watsonx Orchestrate - Automated invoice processing, payment reminders, and workflow orchestration. Built for Agentic AI Hackathon 2025.

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