French proof of registration updates

docs/partnership/document-center/company-registration/france.mdx

@@ -8,24 +8,132 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 
 <DocumentsIntro country="🇫🇷 France" />
 
-| Legal entity | Proof of registration | Articles of association | Other documents |
-| --- | --- | --- | --- |
-| Société anonyme<br /><br/>Société à responsabilité limitée<br /><br/>Société civile professionnelle<br /><br/>Entreprise unipersonnelle à responsabilité limitée<br /><br/>Société par actions simplifiée<br /><br/>Société par actions simplifiée unipersonnelle<br /><br/>Société en nom collectif<br /><br/>Société en commandite par actions<br /><br/>Société en commandite simple | Kbis∗ certificate of incorporation | ✓ **Required**<br />if requested by Swan | Declaration of UBOs∗ (collected by Swan) |
-| Entrepreneur individuel | One of the following documents will provide proof of registration:<br /><br /><ul><li>INSEE∗ registration document</li><li>A document certifying registration with the Chamber of Commerce (for sole-employed carrying out a commercial activity)</li><li>A document certifying registration with the Trade Register (for self-employed carrying out a craft activity)</li></ul> | ☒ Not required | [First transfer](../../../topics/onboarding/account-holders/index.mdx#first-transfer) from a bank account in Europe or the EEA∗ in the name of the client |
-| Professions libérales | INSEE registration document | ☒ Not required | URSSAF∗ registration |
-| Associations | JOAFE∗ journal issue | ✓ **Required**<br />if requested by Swan | *None* |
-| Syndic de copropriété | Kbis certificate of incorporation | ✓ **Required** | <ul><li>UBO∗ declaration (collected by Swan)</li><li>UBO's identity document</li><li>Legal representative's identity document</li><li>Professional card</li><li>Financial guarantee</li><li>Professional liability insurance</li></ul> |
-| Syndicat de copropriété | Proof of registration in the ANAH∗ register | ☒ Not required | Copy of the [minutes from a general meeting](./index.mdx#requirements-minutes) during which the syndicat was designated |
-
-∗ Acronyms:
-- **Kbis**: K extract for a business that serves as your company's ID card
-- **UBO**: Ultimate Beneficial Owner
-- **INSEE**: Institut national de la statistique et des études économiques
-    - *(English: French National Institute of Statistics and Economic Studies)*
-- **URSSAF**: Unions de recouvrement des cotisations de sécurité sociale et d'allocations familiales
-    - *(English: Organizations for the Collection of Social Security and Family Benefit Contributions)*
-- **EEA**: European Economic Area
-- **JOAFE**: Journal officiel des associations et fondations d'entreprises
-    - *(English: Official Journal of Associations & Corporate Foundations)*
-- **ANAH**: Agence Nationale de l'Habitat
-    - *(English: National Housing Agency)*
+### Acronyms
+
+| Acronym | French description | English description |
+|---|---|---|
+| **Kbis** | Délivré par le *Greffe du Tribunal de Commerce* | Serves as a company's ID card |
+| **INSEE** | Institut national de la statistique et des études économiques | French National Institute of Statistics and Economic Studies |
+| **URSSAF** | Unions de recouvrement des cotisations de sécurité sociale et d'allocations familiales | Organizations for the Collection of Social Security and Family Benefit Contributions |
+| **JOAFE** | Journal officiel des associations et fondations d'entreprises | Official Journal of Associations & Corporate Foundations |
+| **ANAH** | Agence Nationale de l'Habitat | National Housing Agency |
+
+## Companies {#companies}
+
+### Legal forms {#company-types}
+
+| Legal form (French) | Description |
+|---|---|
+| Société à responsabilité limitée (SARL) | Limited liability company |
+| Société d'Exercice Libéral A Responsabilité Limitée (SELARL) | Liberal professional limited liability company |
+| Société d'Exercice Libéral par Actions Simplifiée (SELAS) | Liberal professional company limited by shares |
+| Société civile professionnelle (SCP) | Professional civil society |
+| Société Civile (SC) | Civil society |
+| Société Civile Immobilière (SCI) | Real estate civil society |
+| Société Civile de Moyen (SCM) | Civil society for shared means |
+| Entreprise unipersonnelle à responsabilité limitée (EURL) | Single-member limited liability company |
+| Société par actions simplifiée (SAS) | Simplified joint-stock company |
+| Société anonyme (SA) | Public limited company |
+| Société par actions simplifiée unipersonnelle (SASU) | Single-member simplified joint-stock company |
+| Micro-entreprise | Micro-enterprise |
+| Société en nom collectif (SNC) | General partnership |
+| Société en commandite par actions (SCA) | Partnership limited by shares |
+| Société en commandite simple (SCS) | Limited partnership |
+| Extrait Kbis* | Company registration certificate* | <ul><li>Official document</li><li>Must be dated within the last 3 months.</li></ul> |
+| Syndic de copropriété | Co-ownership management company / property management company (for co-owned buildings) |
+
+### Accepted documents {#company-documents}
+:::info Document request
+*Documents marked with an asterisk are mandatory. 
+All other documents may be requested on a case-by-case basis. 
+:::
+
+| Document type (French) | Description | Details |
+|---|---|---|
+| Extrait Kbis* | Company registration certificate* | <ul><li>Official document</li><li>Must be dated within the last 3 months</li></ul> |
+| Déclaration des bénéficiaires effectifs.* | Ultimate Beneficial Owners (UBOs) declaration* | <ul><li>For example:</li><ul><li>Copie intégrale des informations déclarées</li><li>Déclaration Relative au(x) Bénéficiaire(s) Effectif(s) d'une Société</li><li>Document Relatif au Bénéficiaire Effectif</li></ul><li>Must be an official document, dated, signed, and stamped.</li></ul> |
+| Statuts de l'association* | Articles of Association* | <ul><li>Must be dated and signed within the last 3 months.</li></ul> |
+| Procuration signée par le représentant légal et Pièce d'identité du représentant légal | Power of Attorney (POA) and the identity (ID) document of the legal representative | <ul><li>POA must be dated (within the last year) and signed.</li><li>ID document of the legal representative if they are not the account holder</li><li>Must be submitted in color, both sides (if applicable).</li></ul> |
+| Pièce d'identité des bénéficiaires effectifs | Identity documents of the UBOs | <ul><li>All valid ID documents are accepted</li><li>Must be submitted in color, both sides (if applicable).</li></ul> |
+| Justificatif de domicile des bénéficiaires effectifs | Proofs of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
+| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user</li><li>Must be dated and signed.</li></ul> |
+| Etat financiers de l'organisation or Liasse Fiscale | Proof of company income | <ul><li>Must be the most recent.</li></ul> |
+| Déclaration sur l'honneur des Bénéficiaires effectifs | Sworn statement | <ul><li>Must be dated and signed within the last 3 months.</li></ul> |
+| Organigramme de l'entreprise | Company structure chart | <ul><li>Document must be authentic and the latest version.</li></ul> |
+
+## Self-employed individuals and freelancers {#self-employed}
+
+### Legal forms {#self-employed-types}
+
+| Legal form (French) | Description |
+|---|---|
+| Entrepreneur individuel | Self-employed |
+| Professions libérales | Freelancers |
+
+### Accepted documents {#self-employed-documents}
+
+
+| Document type (French) | Description | Details |
+|---|---|---|
+| Preuve d'enregistrement* | Proof of registration* | <ul><li>For example:</li><li>Avis de situation INSEE</li><li>L'extrait Kbis</li><li>Synthèse INPI</li><li>Must be dated within the last 3 months.</li></ul> |
+| Premier transfer* | First transfer* | <ul><li> For self-employed (entrepreneur individuel) individuals only</li><li>Must make a first transfer into their payment account from another bank account registered in their name.</li><li>Bank account must be within the European Economic Area (EEA) </li></ul> |
+| Preuve d'activité | Proof of activity | <ul><li>For professions libérales, provide the URSSAF declaration from the last month.</li></ul> |
+| Justificatif de l'adresse de la société | Proof of company address | <ul><li>Provide a document such as Synthèse INPI, Kbis, or avis de situation INSEE.</li><li>Must be dated within the last 3 months</li></ul> |
+| Justificatif de ressources | Proof of income | <ul><li>Submit a tax return (Avis d'imposition) from the previous year, or</li><li>last month's pay slip (fiches de paie) dated within the last 3 months, or</li><li>the last URSSAF declaration.</li></ul> |
+| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences)</li><li>Must be signed and dated.</li></ul> |
+
+
+## Associations {#associations}
+
+### Legal forms {#association-types}
+
+| Legal form (French) | Description |
+|---|---|
+| Association de fait ou association non déclarée | Informal or undeclared association |
+| Association loi de 1901 | Association under the French 1901 Law |
+| Association avec agrément | Accredited association |
+| Association d'utilité publique | Public-interest association |
+
+### Accepted documents {#association-documents}
+
+
+| Document type (French) | Description | Details |
+|---|---|---|
+| Preuve d'enregistrement* | Proof of registration* | <ul><li>Announcement in the Journal Officiel (official journal)</li><li>Requested for associations from **Alsace** or **Moselle**</li></ul> |
+| Statuts de l'association* | Articles of Association* | <ul><li>Must be dated and signed.</li></ul> |
+| Procès verbal* | Latest meeting minutes* | <ul><li>Meeting minutes must be the most recent within the last 2 years.</li></ul> |
+| Procès verbal du président* | Appointment of the president* | <ul><li>Internal company document showing the details of the appointed president</li></ul> |
+| Justificatif de l'adresse de la société | Proof of company address | <ul><li>Must be dated within the last 3 months.</li></ul> |
+| Avis d'imposition | Company's tax return | <ul><li>Must be the most recent tax return.</li></ul> |
+| Procuration signée par le représentant légal et Pièce d'identité du représentant légal | Power of attorney & identity document of the legal representative (if not the account holder) | <ul><li>Must be dated within the last year</li></ul> |
+| Premier transfert | First transfer | <ul><li>Requested for associations from **Alsace** or **Moselle**</li></ul> |
+| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences)</li><li>Must be signed and dated.</li></ul> |
+
+## Homeowners associations {#homeowners-associations}
+
+### Legal forms {#homeowner-association-types}
+
+| Legal form (French) | Description |
+|---|---|
+| Association à responsabilité limitée | Limited liability association |
+| Société civile | Civil society |
+| Syndicat de propriétaires | Homeowners' union |
+
+
+### Accepted documents {#homeowner-association-documents}
+
+
+| Document type (French) | Description | Details |
+|---|---|---|
+| Preuve d'enregistrement* | Proof of Registration* | <ul><li>Official document</li><li>Must be dated within the last 3 months.</li></ul> |
+| Pièce d'identité du représentant légal ou le président* | ID document of the legal representative or the president* | <ul><li>Must be a valid ID document</li><li>It will be used to verify authority</li></ul> |
+| Procès verbal* | Latest meeting minutes* | <ul><li>Must be the most recent.</li></ul> |
+| Statuts de l'association* | Articles of Association* | <ul><li>Must be dated and signed.</li></ul> |
+| Procuration signée par le représentant légal et Pièce d'identité du représentant légal | Power of Attorney (POA) and the ID document of the legal representative | <ul><li>POA must be dated (within the last year) and signed</li><li>ID document of the legal representative if they are not the account holder</li><li>Must be submitted in color, both sides (if applicable).</li></ul> |
+| Premier transfert | First transfer | <ul><li>Required if proof of registration isn't available</li></ul> |
+| Pièces d'identité des bénéficiaires effectifs | Identity documents of UBOs | <ul><li>All valid ID documents are accepted.</li></ul> |
+| Procès verbal de nomination des élus | Minutes of appointment of elected officials | <ul><li>Internal company document</li><li>Must be signed</li></ul> |
+| Justificatif de l'adresse de la société | Proof of company address | <ul><li>Must be dated within the last 3 months.</li></ul> |
+| Avis d'imposition de l'entreprise | Company's tax return | <ul><li>Must be the most recent tax return.</li></ul> |
+| Formulaire Personne Politiquement Exposée (PPE) | PEP form | <ul><li>Will be sent to the end user</li><li>Must be dated and signed.</li></ul> |
+

docs/partnership/document-center/partials/_intro-registration.mdx

@@ -1,8 +1,7 @@
 :::tip Document retrieval
-Whenever possible, Swan retrieves required documents independently.
+Whenever possible, Swan independently retrieves required documents. If retrieval isn't possible, Swan may request the documents listed on this page to open an account for your company registered in {props.country}
 :::
 
 <span>
-<p>If it's not possible for Swan to retrieve a document, the list of documents on this page can be requested to open an account for your company registered in {props.country}.</p>
-<p>Documents must have been issued within the last **three months** and be written in the **Latin alphabet**. They must be comprehensive, accurate, and legally compliant.</p>
+<p>Documents must be written in the **Latin alphabet**, and must be comprehensive, accurate, and compliant with legal requirements.</p>
 </span>