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DOC-1138/VOP-001 - VoP MVP Doc #343

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b7b301e
Initial iteration, pending vetting, formatting and cleanup
max-koro Jul 4, 2025
175e8ad
Data vetting round 1, pending formatting and cleanup
max-koro Jul 4, 2025
e330cbb
Fixed broken Explorer links
max-koro Jul 4, 2025
09c1916
Overdelivering -- full comprehensive feature coverage
max-koro Jul 6, 2025
b06918e
Correcting small inaccuracies
max-koro Jul 6, 2025
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Proper scope redux
max-koro Jul 6, 2025
a1d5c65
Better formatting, phrasing & sidebar + folder structure
max-koro Jul 6, 2025
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Quick formatting fix
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e023bba
Merged retained VoP changes into SEPA docs
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Small reformatting & fixes, more pending
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Instant SEPA Credit Transfer edits
max-koro Jul 7, 2025
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34 changes: 24 additions & 10 deletions docs/topics/payments/credit-transfers/sepa/guide-initiate-ct.mdx
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Original file line number Diff line number Diff line change
Expand Up @@ -4,6 +4,10 @@ title: Initiate a credit transfer

# Initiate a credit transfer

:::warning
Starting October 9, 2025, Swan automatically includes [Verification of Payee (VoP)](./index.mdx#verification-of-payee) in all credit transfers to reduce fraud and misdirected payments.
:::

Send SEPA Credit Transfers, Instant SEPA Credit Transfers, and Swan Internal Credit Transfers with the API.
Review sample mutations for all three, as well as a payload.

Expand All @@ -22,13 +26,14 @@ Send a SEPA Credit Transfer to a beneficiary within the SEPA network.
1. Add all required information, marked by an (*) asterisk in API Explorer, including your Swan `accountId` (line 5), and information such as your redirect URL and your transfer amount.
1. For this use case, add information about your `sepaBeneficiary`, including their name and IBAN (lines 9-10).
1. For `mode`, choose `Regular` to send a basic SEPA Credit Transfer.
1. Optionally include `beneficiaryVerificationToken` from [`verifySepaBeneficiary`](./guide-verify-beneficiary.mdx) for enhanced verification (line 14).
1. Add the `InitiateCreditTransfersSuccessPayload` payload.
1. Add the consent URL to the success payload (line 27): `statusInfo` > `PaymentConsentPending` > `consent` > `consentUrl`.
1. Add the consent URL to the success payload (line 28): `statusInfo` > `PaymentConsentPending` > `consent` > `consentUrl`.
1. Add rejections (not shown).

🔎 [Open the mutation in API Explorer](https://explorer.swan.io?query=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%3D&tab=api)
🔎 [Open the mutation in API Explorer](https://explorer.swan.io?query=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%3D&tab=api)

```graphql {5,9-10,14,18,24,27} showLineNumbers
```graphql {5,9-10,14,15,18,24,28} showLineNumbers
mutation SepaDefault {
initiateCreditTransfers(
input: {
Expand All @@ -42,6 +47,7 @@ mutation SepaDefault {
isMyOwnIban: false
save: false
}
beneficiaryVerificationToken: "$VERIFICATION_TOKEN"
mode: Regular
}
}
Expand All @@ -61,6 +67,10 @@ mutation SepaDefault {
}
}
}
... on BeneficiaryVerificationTokenAlreadyConsumedRejection {
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Gotta check if we have this set up already

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Defined in the RFC document under the GraphQL operations section

token
message
}
}
}
```
Expand All @@ -74,13 +84,14 @@ Send an Instant SEPA Credit Transfer to a beneficiary within the SEPA network.
1. For this use case, add information about your `sepaBeneficiary`, including their name and IBAN (lines 9-10).
1. For `mode`, choose `InstantWithFallback`, which begins as an instant transfer but falls back to a regular transfer if instant isn't available.
- If you'd rather cancel the transfer if instant isn't available, choose `InstantWithoutFallback` instead.
1. Optionally include `beneficiaryVerificationToken` for enhanced verification (line 14).
1. Add the `InitiateCreditTransfersSuccessPayload` payload.
1. Add the consent URL to the success payload (line 27): `statusInfo` > `PaymentConsentPending` > `consent` > `consentUrl`.
1. Add the consent URL to the success payload (line 29): `statusInfo` > `PaymentConsentPending` > `consent` > `consentUrl`.
1. Add rejections (not shown).

🔎 [Open the mutation in API Explorer](https://explorer.swan.io?query=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%3D%3D&tab=api)
🔎 [Open the mutation in API Explorer](https://explorer.swan.io?query=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%3D&tab=api)

```graphql {5,9-10,14,18,24,27} showLineNumbers
```graphql {5,9-10,14,15,18,24,28} showLineNumbers
mutation SepaInstant {
initiateCreditTransfers(
input: {
Expand All @@ -94,6 +105,7 @@ mutation SepaInstant {
isMyOwnIban: false
save: false
}
beneficiaryVerificationToken: "$VERIFICATION_TOKEN"
mode: InstantWithFallback
}
}
Expand Down Expand Up @@ -178,14 +190,15 @@ You can send a mix of SEPA Credit Transfers, Instant SEPA Credit Transfers, and
- `amount`, meaning you can send a different amount to each beneficiary (in euros).
- `sepaBeneficiary` or `swanAccountBeneficiary` object.
- `mode` (optional), meaning you can send instant and regular transfers with the same API call.
- The example blocks (lines 8-15, 18-25, and 28-34) model different configurations.
- `beneficiaryVerificationToken` (optional), for enhanced verification on individual transfers.
- The example blocks (lines 8-16, 19-26, and 29-35) model different configurations.
1. Add the `InitiateCreditTransfersSuccessPayload` payload.
1. Add the consent URL to the success payload (line 48): `statusInfo` > `PaymentConsentPending` > `consent` > `consentUrl`.
1. Add the consent URL to the success payload (line 50): `statusInfo` > `PaymentConsentPending` > `consent` > `consentUrl`.
1. Add rejections (not shown).

🔎 [Open the mutation in API Explorer](https://explorer.swan.io?query=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&tab=api)
🔎 [Open the mutation in API Explorer](https://explorer.swan.io?query=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&tab=api)

```graphql {5,8-15,18-25,28-34,39,45,48} showLineNumbers
```graphql {5,8-16,19-26,29-35,40,46,50} showLineNumbers
mutation MultipleTransfers {
initiateCreditTransfers(
input: {
Expand All @@ -200,6 +213,7 @@ mutation MultipleTransfers {
isMyOwnIban: false
save: false
}
beneficiaryVerificationToken: "$VERIFICATION_TOKEN_1"
mode: InstantWithFallback
}
{
Expand Down
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