initial cash savings guide

docs/cash-savings/Basics.md

@@ -0,0 +1,41 @@
+---
+tags: [Cash Savings]
+---
+
+# Cash savings basics
+
+## Prerequisites
+
+- An active Party with an active Bank Account.
+
+## Overview
+
+```mermaid
+---
+config:
+  theme: dark
+---
+sequenceDiagram
+participant Investor
+box transparent Account
+participant Wallet
+participant Savings
+end
+Investor ->> Wallet: Bank transfer
+Wallet ->> Savings: Internal transfer
+```
+
+## Process for depositing
+1. Create an account for the investor's wallet and portfolio.
+2. Create wallet portfolio to receive cash into.
+3. Create a savings portfolio to earn interest from.
+4. Deposit cash into your wallet by creating a deposit expectation and instructing investor to make the bank transfer to WealthKernel Clients account. More information can be found in our [deposits guide](docs/guides/100c7af36190b-deposit-basics). A webhook event will be sent when the deposit has been matched.
+5. Request internal transfer of cash into savings portfolio.
+
+## Process for withdrawing
+
+1. Request internal transfer of cash from savings portfolio into wallet portfolio
+2. Create withdrawal from wallet portfolio. More information can be found in our [withdrawals guide](/docs/guides/8i75b7xiegufv-withdrawals-basics)
+3. Payment will be made to investor bank account
+
+> **Note:** Internal cash transfers involving savings portfolios are not instant.

toc.json

@@ -24,6 +24,20 @@
     "title": "Sandbox simulation",
     "uri": "docs/accounts/Sandbox-Simulation.md"
     },
+    {
+      "type": "divider",
+      "title": "Balances"
+    },
+    {
+      "type": "item",
+      "title": "Basics",
+      "uri": "docs/balances/Basics.md"
+    },
+    {
+      "type": "item",
+      "title": "FAQs",
+      "uri": "docs/balances/FAQs.md"
+    },    
     {
       "type": "divider",
       "title": "Bank Accounts"
@@ -45,17 +59,12 @@
     },
     {
       "type": "divider",
-      "title": "Balances"
+      "title": "Cash savings"
     },
     {
       "type": "item",
-      "title": "Basics",
-      "uri": "docs/balances/Basics.md"
-    },
-    {
-      "type": "item",
-      "title": "FAQs",
-      "uri": "docs/balances/FAQs.md"
+      "title": "Overview",
+      "uri": "docs/cash-savings/Basics.md"
     },
     {
       "type": "divider",